Office administration Jobs in Raleigh, NC

A strong, independent community bank, North State has served customers for over 20 years and counting. Headquartered in Raleigh, North Carolina, with offices in Wake and New Hanover counties, the Bank was built on and practices the core values of integrity, hard work, fairness, teamwork, and consistency. We believe it's our calling to add value to the lives of those we serve and to do so with a spirit of friendship. We are a full-service bank with focused divisions for mortgage, government lending, and the community association management industry.

North State Bank has an exciting opportunity for a Consumer and Mortgage Credit Administration Manager in our Credit Department. This role oversees the management of the consumer credit and mortgage underwriting risk management process by approving loan requests, performing credit analysis, interpreting risks, and coordinating and communicating with appropriate departments in support of the consumer and mortgage underwriting credit administration process.

Essential Duties & Responsibilities :

• Underwrites and approves consumer loans within authority and makes recommendations for loans exceeding individual authority.
• Dispenses advice, guidance, direction, and authorization related to consumer lending and underwriting to banking officers and credit analysts while fostering an environment of employee development.
• Dispenses advice, guidance, and direction related to origination and underwriting to mortgage underwriters and mortgage loan officers while fostering an environment of employee development.
• Keeps abreast of information on new consumer loan products, industry trends, and regulatory changes.
• Keeps abreast of changes in mortgage regulations, compliance matters, and underwriting guidelines for FNMA, FHLMC, FHA, VA, USDA & NC Housing
• Oversees the development and implementation of underwriting best practices, policies and procedures for consumer and mortgage loans.
• Responsible for the education and development of underwriting employees, performance reviews, including assisting eligible underwriters in obtaining appropriate certifications.
• Performs responsibilities of subordinates as needed.
• Manages and maintains various reports, as needed.
• Underwrites employee mortgages and underwrites a sufficient number of VA loans to maintain SAR.
• Oversees the mortgage appraisal desk and submits appraisal and AMS invoices to accounting as applicable.
• Performs special projects as needed.

Qualifications (Includes education, certifications, experience, etc.) :

North State Bank provides competitive compensation and excellent, flexible benefits program. With North State Bank benefits, you have the flexibility to choose what's right for you and your family. We hope you will see it comes down to one simple truth : North State Bank is a great place to work!

North State Bank is an equal opportunity employer and gives consideration for qualified applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity, national origin, disability or protected veteran status. VEVRRA Contractor.

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