Risk manager Jobs in Oxnard, CA

Key Responsibilities :

• Design, develop and maintain KMRF's Risk Management Framework
• Assist VP-Risk or Chief Risk Officer in developing and refining Credit Risk strategies and initiatives.
• Analyze and assess risk factors associated with loan origination and financial operations.
• Work closely with cross-functional teams, including Finance and Planning Analysts, underwriters, funders, sales & marketing teams, and domain experts.
• Collaborate with the statistical modeler to develop and refine risk models.
• Work closely with underwriters to implement risk mitigation strategies and ensure effective risk management.
• Monitor and evaluate the performance of risk models and make necessary adjustments.
• Interact with administrators of Decision Systems of KMRF to implement credit policies and Risk controls.
• Prepare detailed risk assessment reports and present findings to senior management.
• Provide data-driven insights that inform strategic decisions and drive business growth.
• Conduct stress testing and scenario analysis to evaluate potential impacts on the company's financial health.
• Recommend optimal level of automation strategies that balance risk and efficiency.
• Stay updated on industry trends, regulatory changes, and best practices in risk management.
• Utilize Loan Origination Systems (LOS) to process and manage funding transactions.
• Ensure compliance with company policies, regulatory requirements, and industry standards.
• Provide recommendations for improving risk management processes and enhancing overall risk awareness within the company.
• Mentor junior team members and contribute to knowledge-sharing sessions.
• Prepare comprehensive reports for executive management and the Board, analyzing lending trends and market conditions.
• Ensure adherence to all relevant regulations and internal policies.
• Collaborate closely with Legal and Compliance teams to maintain high standards and stay abreast of regulatory changes and industry best practices.
• All other job duties as assigned.

Qualifications :

Profile Differentiators :

Salary Range :

120,000 - $140,000 annually, based on experience and qualifications.

Equal Opportunity :

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin / ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.