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Senior Underwriter
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Scientific Research CorporationNorfolk, VA, United StatesSenior Underwriter
Great American Insurance GroupVA, United States- Full-time
Our Fidelity and Crime Division underwrites fidelity and crime policies throughout the U.S. for mercantile businesses, financial institutions, and governmental entities. Products include employee dishonesty, forgery, theft, computer fraud and Fine Art.
We are currently searching for a Senior Underwriter / Account Manager for our Richmond, VA office. This individual will either work hybrid out of the Richmond, VA office or fully remote from North Carolina, South Carolina, Pennsylvania, Virginia or Maryland. The role of the underwriter is to market, underwrite and produce profitable Fidelity and Crime business in accordance with Company objectives and policies. This is a salaried position and not commissioned sales.
Responsibilities :
- Has accountability for risk selection / rejection, pricing, retention, growth, and profitability (within scope of authority and per divisional objectives).
- Develops and maintains effective business relationships with internal and external customers / coworkers to attract and retain profitable business.
- Interacts with the producers / insureds, assists in marketing calls, and participates in underwriting / production calls.
- Interprets, explains, and markets products and services.
- Visits producers and principals , as well as attends industry or company events.
- Uses independent judgment and initiative to support business goals.
- Maintains a high level of customer service.
- Receives and analyzes submissions and determines terms to offer (policy limits, deductibles, coverage options and conditions, etc.).
- Assesses risk quality and compliance within company guidelines.
- Prices business in accordance with company guidelines.
- Makes recommendations on risks.
- Enters, maintains, and monitors accounts using underwriting, analysis, and desktop systems.
- Prepares effective internal and external communications on underwriting issues.
- Applies underwriting rules and guidelines, rating manual rules, and insurance laws and regulations.
- Performs other duties as assigned.
Qualifications :