Senior Underwriter - Farm & Commercial

Join Grange Insurance Association, a well-established leader in the insurance sector for over 130 years! Headquartered in the city of Seattle, with a footprint stretching across six Western states, we have been protecting families, farms, and businesses with unwavering commitment. As you embark on a fulfilling career with Grange, discover why our average employee tenure surpasses a decade. Make your mark with an organization that values quality, service, and the lasting impact you can bring!

Position Overview:

Some of your key responsibilities will be:

A Farm & Commercial Underwriter evaluates Farm and Commercial business through careful risk selection, appropriate pricing of risk and adherence to underwriting guidelines and state regulations. Responsibilities include reviewing new business, renewals and policy changes as well as the ability to build and foster relationships with agents, colleagues and other stakeholders. This position requires strong communication and organizational skills.

Underwriting Expertise:

• Review and analyze underwriting information for new business, renewals, and policy changes.
• Use discretion to accept, modify, or reject changes within guidelines and authority.
• Conduct renewal, mid-term, or special project underwriting to decide on policy continuation, cancellation, non-renewal, or modification, including reviewing payments on out-of-force policies.

Relationship Management:

• Communicate decisions, request information, and discuss risks with agency personnel
• Recommend risk improvements to agents and take appropriate action as needed

Things we are looking for in a new team member:

Qualifications & Skills:

REQUIRED:

• Bachelor's degree and three years underwriting experience.
• In depth knowledge of underwriting guidelines and underwriting philosophy.
• Knowledge of Farm and Commercial coverage forms, exclusions, pricing, structure, and rating.
• Knowledge of and ability to comply with all state or other regulatory agency’s laws, guidelines, and regulations.
• Excellent written and verbal communication skills. Must be able to effectively communicate with agents, insureds, mortgagees, lien holders, vendors and others through frequent written and telephone communication. A majority of communication takes place over the telephone.
• Proficiency in use of computers, including skills in Word, Excel, and email system and proficient in the Company’s operating systems.
• Ability to work well with people and promote teamwork.
• Good interpersonal and customer service skills.
• Ability to multitask and effectively and independently prioritize and manage complex workload while exhibiting very sound judgment.
• Occasional travel to agencies and events within assigned territory. Some overnight travel may be required.
• Deals with confidential information and/or issues using discretion and judgment.

PREFERRED:

• CPCU, AFIS and/or other designations preferred
• Multi-line insurance product experience

Comprehensive Benefits:

• Pay Range: $52,145 - $86,908
• Medical, Dental, and Vision plans
• 401(k) plan with up to 5% match
• Employer sponsored LTD, life insurance, and AD&D
• Discretionary profit sharing and bonuses
• Fully subsidized ORCA card and/or free parking for Seattle employees
• Education Reimbursement
• On-Site Fitness Center (Seattle location only)
• Opportunities for career growth and advancement within the organization.
• A supportive and collaborative work environment.
• Ongoing training and professional development opportunities.

How to Apply:

If you are passionate about helping people, have a strong understanding of commercial underwriting and are ready to join a dynamic team, we encourage you to apply.

Grange Insurance Association is an equal opportunity employer and welcomes all qualified candidates to apply.

Grange Insurance Association is committed to ensuring a diverse and inclusive workplace where all employees are treated with respect and dignity. We encourage applications from candidates of all backgrounds and experiences.