Credit Analyst - Mid-Corporate Asset-Based Finance

Credit Analyst 5

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Job Description

The Credit Analyst 5 position is an excellent entry point where you will be trained and mentored by a team of experienced Portfolio Managers to learn how to properly evaluate the financial strength and risks associated with clients across various industries. As a Credit Analyst, you will play a critical role that paves the way for numerous future opportunities in areas such as sales, credit, relationship management, loan review, or other similar positions. In this role, you will perform in-depth analyses of various industries, owners' backgrounds, historical and projected financial performance, collateral performance, and risk ratings for various companiesall in accordance with U.S. Bank's underwriting policies and guidelines. The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week.

Basic Qualifications : Bachelor's degree, or equivalent work experience. Typically five or more years of relevant experience.

Preferred Skills / Experience : Strong credit analysis and analytical skills. Asset Based Lending experience is a plus. In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis. Background in economics, accounting, and / or finance. Effective technical report writing skills. Effective verbal and written communication skills. Proficient computer navigation skills using a variety of software packages. Master's degree or CPA certification is preferred. Detail-oriented; adept at critical thinking, problem-solving, multitasking, and building strong professional relationships. Advanced proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours) :

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range : $98,345.00 - $115,700.00