Mortgage Loan Officer - Bilingual

Overview

The Mortgage Loan Officer (LO) is responsible for generating leads through relationship sales of mortgage products within a sales market area. The LO manages leads through application, qualification, and the collection of supporting documentation, serving as the primary contact with borrowers, Realtors, Attorneys, and others throughout the transaction. The LO ensures compliance with all SVB policies and procedures, as well as all applicable state and federal banking regulations.

Responsibilities

• Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing
• Complete mortgage applications using Sauk Valley Bank's loan origination system (LOS), including initial and subsequent required documentation, disclosures and stipulations; ensure compliance with lending policies and government regulations
• Ensure loans are processed, closed and funded within Sauk Valley Bank's policies and procedures
• Maintain production reports for customer leads and sales contact, loan pipeline and other pertinent sales activity reports
• Generate and manage self-sourced leads through builders, real estate professionals, and other referral sources
• Maintain production standards per minimum acceptable levels as set by management
• Monitor all applications and supporting documentation to avoid and detect consumer fraud

Minimum Requirements

Work Environment and Physical Activity

The environment is an open office that is mostly clean and comfortable. Some noise, odors, drafts, etc., may be present. The incumbent is in a non-confined office setting with the ability to move about. This position may require long periods of sitting and the ability to lift up to 30 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Mental Demands

The incumbent must be able to read documents, perform detailed work, handle problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.

Job Details

Equal Opportunity

Sauk Valley Bank is an Equal Opportunity Employer. SVB is committed to equal opportunity in recruitment, selection and promotion without regard to race, color, religion, gender, gender identity, sexual orientation, parental status, national origin, age, disability, military status, veteran status or any other protected status. Submission of this information is voluntary and will be kept separate from employment files and treated as confidential.

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