AVP, Fraud Strategy

AVP, Fraud Strategy - Commercial

The AVP, Fraud Strategy - Commercial will work on acquisitions strategy development efforts addressing identity fraud risks. In this role you will provide analytical insights, support and recommendations for acquisitions fraud strategies, initiatives, and projects. You will work with colleagues in Acquisition Fraud Strategy and cross-functionally to ensure risk strategies are performing as expected.

Our Way of Working

We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events.

Essential Responsibilities

Optimize existing strategies and develop new, product, client and channel level acquisition fraud strategies, focused specifically on Commercial applications (BRC, PROX), that minimize both Synchrony's and the retailers' risk, while continuing to grow the portfolio.

Make recommendations for tactical and strategic action plans for execution within Credit and other functional areas as needed by collecting and analyzing data from various sources to identify fraud patterns and risks.

Support acquisitions fraud strategy initiatives as well as enhancement projects using latest techniques and test / control processes.

Perform pre-implementation strategies and model validations

Facilitate and install fraud monitoring and tracking systems designed to quantify the differences in effectiveness of alternative fraud strategies.

Drive enhanced strategies, using champion / challenger learnings to manage fraud exposure while helping drive growth.

Work with portfolio credit team to ensure consistency in business plans.

Leverage and incorporate breadth of portfolio acquisitions fraud management experience into value-added best practices.

Committed to Support business initiatives.

Perform other duties and / or special projects as assigned.

Qualifications / Requirements

Bachelor's degree and 3+ years experience with data / analytics or credit / fraud in the financial services industry; in lieu of bachelor's degree, 5+ years experience with data / analytics or credit / fraud in the financial services industry.

3+ years of experience in retail, business, installment loans, or private label credit.

Desired Characteristics

Knowledge of the complexities of the Commercial (BRC, PROX) application process

In depth knowledge of KYB / KYC requirements and processes

Experience using business and identify verification tools and solutions

Degree in Economics, Finance, Mathematics, Criminal Justice, Business or Statistics preferred.

Experience operating at a strategic level as part of a cross-functional team.

Use of advanced technical & analytical competencies in driving effective strategic goals within a significant functional area.

Strong communication and presentation skills.

Ability to multitask and perform in a fast-paced environment.

Demonstrated problem-solving and critical thinking skills.

Salary Range : $100,000.00 - $170,000.00 USD Annual

Eligibility Requirements

You must be 18 years or older

You must have a high school diploma or equivalent

You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

Our Commitment

When you join us, you'll be part of an inclusive culture where your individual skills, experience, and voice are not only heard - but valued. Together, we're building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

Reasonable Accommodation Notice

Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.