Credit Strategy Analyst
Best EggSan Diego, CA, US1 day ago
Job type
- Full-time
- Permanent
Job descriptionThis individual will be responsible for monitoring, refining, and developing Credit strategies (including underwriting, pricing, loan amount & fees) for home secured personal loans. Create test / control champion / challenger tests and monitoring to inform future strategies. Provide scenario analysis / create financial impact sizing / develop new strategy test case. Perform ad-hoc analytics, create reporting and presentations. Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across all channels. Partner with Decision Science to define and develop Credit models and tools. Maintain overall risk and return targets for investors, particularly in a changing economic environment. 5-7+ years' experience in a similar analytical role. Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master's degree a plus. Experience in the financial industry, credit risk and mortgage / home equity experience required. Must be proficient in Python or similar, SQL, and MS Excel. Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques. Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable. Excellent English written / verbal communication skills, critical thinking and interpersonal skills. Highly independent and self-motivated to form opinions that are supported by data. Strong knowledge of modeling tools and techniques and use in strategy. Ability to understand competitive pressure, economic trends and their business impacts. High Energy with ability to work in a fast-paced environment. Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors. Demonstrated technical leadership skills including self-direction, coaching, and mentoring. Highly motivated, well organized, capable of developing and executing business analysis, and able to communicate status and results effectively. Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment. Ability to work effectively both independently and as a team member. Be confident and willing to challenge status quo, but also willing to concede and execute other's ideas when necessary. Capable of teaching and learning from others to promote continuity of knowledge and personal development. Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance. Pre-tax and post-tax retirement savings plans with a competitive company matching program Generous paid time-off plans including vacation, personal / sick time, paid short-term and long-term disability leaves, paid parental leave, and paid company holidays Multiple health care plans to choose from, including dental and vision options Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!
Credit Strategy Analyst
Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them.
We offer a flexible work experience, top-tier benefits, and growth opportunities in a culture built on our core values :
- Put People First We foster an inclusive, flexible, and fun workplace.
- Create Clarity Open communication drives trust and results.
- Get Things Done We focus, prioritize, and deliver with excellence.
- Deliver with Heart We lead with kindness, humility, and strong teamwork.
- Listen to Our Customers Their needs drive our innovation.
We are looking for collaborative, innovative team players who like to solve problems. If you're inspired by inspiring others and want to make a real difference, Best Egg is the place for you. We're proud to be an equal opportunity employer committed to building a diverse, inclusive team.
We are seeking an experienced Credit Strategy Manager to drive the growth of our home-secured personal loan portfolio. This role focuses on underwriting, pricing, loan amount & fee decisions across all acquisition channels, driving strategy improvement, innovation, and investor returns. The ideal candidate will bring expertise in lending, applying credit models, and data-driven decision-making to help us expand our market share while maintaining robust risk controls.
This is a full-time, permanent position with competitive benefits and upward mobility. If you call yourself a self-starter who can work in any environment and enjoy every day bringing unique challenges and opportunities, then you will thrive in this role.
Duties & Responsibilities
Requirements - Development
Requirements - Leadership
Requirements - Culture
$130,000 - $160,000 a year. In addition to semi-monthly salary payments, this position is also eligible for an annual incentive bonus based on individual and company performance. The yearly incentive bonus target is 20%.
Best Egg offers many additional benefits for our employees, including (but not limited to) :
Create a job alert for this search
Credit Analyst • San Diego, CA, US
Related jobs
We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago
At Viasat, we're on a mission to deliver connections with the capacity to change the world.For more than 35 years, Viasat has helped shape how consumers, businesses, governments and militaries arou...Show moreLast updated: 28 days ago
Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to a...Show moreLast updated: 30+ days ago
Business Analyst – Project Management Office (PMO) - $60 / hr.The Business Analyst (BA) supports project delivery across the Software Development Lifecycle (SDLC) for client.Working under the P...Show moreLast updated: 1 day ago
We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 8 hours ago
Certified Behavior Analyst – Escondido City, CA.California company that truly cares — because .Covid +Booster, Behavioral Tech License, BLS .BCBA exp | Float Pool : B...Show moreLast updated: 5 days ago
The Analyst, Revenue Strategy for the Franchise Division of Sonesta International Hotels Corporation, is a key member of the revenue management team who serves as responsible for developing, execut...Show moreLast updated: 2 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 2 hours ago Board Certified Behavior Analyst Needed in Escondido, CA, USA.Board Certified Behavior Analyst.The qualified candidate will be required to submit the following documents by email.Current Work Histo...Show moreLast updated: 14 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago 
Provide critical support by leveraging available resources to independently review, draft, and revise contracting and acquisition documentation, as well as provide analytical support in researching...Show moreLast updated: 5 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 2 hours ago 
CRM Analyst pays 80-85k annually.San Diego FC (San Diego FC) is the newest member of the MLS family.As part of the unique Right to Dream model and the Sycuan Tribe’s deep roots, we are proud ...Show moreLast updated: 5 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...Show moreLast updated: 17 days ago Do you want to use your financial and data analysis skills to help the Navy get the most out of its funding? When it comes to efficiently executing government budgets, you know there is more to it ...Show moreLast updated: 5 days ago
- Promoted
Remote Financial Analyst - AI Trainer ($50-$60 / hour)
Data AnnotationSantee, CaliforniaRemote
Full-time +1
- Promoted
Sr. Compensation Analyst, Temporary
ViasatCarlsbad, CA, United StatesFull-time
- Promoted
Credit Analyst
TradeJobsWorkForce92142 San Diego, CA, USFull-time
- Promoted
Business Analyst
Island StaffingSan Diego, CA, USTemporary
- Promoted
- New!
Remote Investment Analyst - AI Trainer ($50-$60 / hour)
Data AnnotationSan Marcos, California, USRemote
Full-time +1
- Promoted
Board Certified Behavior Analyst - Make $2,560-$2,920 / Week in Escondido, CA
ATC West Healthcare ServicesEscondido, CA, USFull-time
- Promoted
Analyst, Revenue Strategy (Remote)
SonestaSan Diego, CA, USRemote
Full-time
- Promoted
Remote Equity Research Analyst – AI Trainer ($50-$60 / hour)
Data AnnotationSantee, CaliforniaRemote
Full-time +1
- Promoted
- New!
Remote Corporate Development Analyst - AI Trainer ($50-$60 / hour)
Data AnnotationSan Marcos, California, USRemote
Full-time +1
- Promoted
Board Certified Behavior Analyst - Make $2,680 a Week in Escondido, CA
ATC West Healthcare ServicesEscondido, CA, USFull-time
- Promoted
Remote Corporate Development Analyst – AI Trainer ($50-$60 / hour)
Data AnnotationCarlsbad, CaliforniaRemote
Full-time +1
- Promoted
Contract Analyst, Mid
BOOZ, ALLEN & HAMILTON, INC.San Diego, CA, USFull-time +1
- Promoted
- New!
Remote Equity Research Analyst - AI Trainer ($50-$60 / hour)
Data AnnotationEscondido, California, USRemote
Full-time +1
- Promoted
CRM Analyst
San Diego FCSan Diego, CA, USFull-time
- Promoted
Remote Investment Analyst – AI Trainer ($50-$60 / hour)
Data AnnotationCarlsbad, CaliforniaRemote
Full-time +1
- Promoted
Remote FinTech Product Analyst - AI Trainer ($50-$60 / hour)
Data AnnotationPoway, CaliforniaRemote
Full-time +1
- Promoted
Remote Finance Director - AI Trainer ($50-$60 / hour)
Data AnnotationSantee, CaliforniaRemote
Full-time +1
- Promoted
Business Analyst
BOOZ, ALLEN & HAMILTON, INC.San Diego, CA, USFull-time +1