Talent.com
Credit Analyst
Credit Analystgpac • Kirksville, MO, United States
Credit Analyst

Credit Analyst

gpac • Kirksville, MO, United States
2 days ago
Job type
  • Full-time
Job description

Job Description

Credit Analyst

Credit Analysis goes beyond crunching numbers and utilizing spreadsheets. Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ needs. This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit responsibilities.

Credit Analyst Qualifications :

  • Bachelor's degree in finance, accounting, or a related field
  • 1+ years experience in a bank as a Credit or Financial Analyst preferred

Credit Analyst Responsibilities :

  • Analyze and risk rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  • Assist the Credit Analyst Manager and / or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
  • Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  • Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  • In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
  • Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  • As required, perform services and projects for affiliate banks including compiling Board reports, coordinating the review of loan files, and testing loan underwriting guidelines.
  • Attend loan department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the loan department.
  • Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training
  • This opportunity includes an excellent compensation and benefits package. This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area.

    I partner with companies all over Missouri and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Nash Wergin at nash.wergin@gogpac.com.

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

    Create a job alert for this search

    Credit Analyst • Kirksville, MO, United States

    Related jobs
    Home Provider - Iowa / Webster County

    Home Provider - Iowa / Webster County

    Mosaic • Drakesville, IA, US
    Full-time
    We are currently seeking home providers in : .Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic at Home®! Average annual income o...Show more
    Last updated: 1 day ago • Promoted
    Credit Analyst

    Credit Analyst

    Gpac • Kirksville, Missouri, United States
    Full-time
    Quick Apply
    Credit Analysis goes beyond crunching numbers and utilizing spreadsheets.Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ nee...Show more
    Last updated: 30+ days ago
    Home Provider - Iowa / Cerro Gordo & Mitchell Counties

    Home Provider - Iowa / Cerro Gordo & Mitchell Counties

    Mosaic • Pulaski, IA, US
    Full-time
    We are currently seeking home providers in : .Cerro Gordo & Mitchell Counties, IA.Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosa...Show more
    Last updated: 1 day ago • Promoted
    Home Provider - Iowa

    Home Provider - Iowa

    Mosaic • Bloomfield, IA, US
    Full-time
    Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic at Home®! Average annual income of $80,000 (federally tax-free) plus room & b...Show more
    Last updated: 1 day ago • Promoted
    Home Provider - Co. Bluffs, IA

    Home Provider - Co. Bluffs, IA

    Mosaic • Drakesville, IA, US
    Full-time
    We are currently seeking home providers in the Co.Bluffs, IA area without children in the home.Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living pro...Show more
    Last updated: 1 day ago • Promoted
    Home Provider - Iowa / Scott County

    Home Provider - Iowa / Scott County

    Mosaic • Drakesville, IA, US
    Full-time
    We are currently seeking home providers in : .Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic at Home®! Average annual income o...Show more
    Last updated: 1 day ago • Promoted
    Home Provider - Iowa / Woodbury County

    Home Provider - Iowa / Woodbury County

    Mosaic • Drakesville, IA, US
    Full-time
    We are currently seeking home providers in : .Sioux City, IA / Woodbury County.Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic...Show more
    Last updated: 1 day ago • Promoted
    CDL-A Refrigerated Lease Purchase Driver in Milan, MO

    CDL-A Refrigerated Lease Purchase Driver in Milan, MO

    AllTruckJobs • Milan, MO, US
    Full-time
    This fleet's drivers primarily operate in Missouri, Wisconsin, Illinois, Nebraska, Iowa, Ohio, Indiana, and North Carolina. Availability Incentive Pay is subject to restrictions and inclusive of any...Show more
    Last updated: 30+ days ago • Promoted
    CDL-A Refrigerated Team Lease Purchase Driver - $1,700 per week in Milan, MO

    CDL-A Refrigerated Team Lease Purchase Driver - $1,700 per week in Milan, MO

    AllTruckJobs • Milan, MO, US
    Full-time
    Now hiring teams for our dedicated account in the Midwest area.Orientation Pay Paid to Each Team Driver.Trainees are not eligible for this offer. Talk to a recruiter for details.New Monthly Loyalty ...Show more
    Last updated: 30+ days ago • Promoted
    CDL-A Drop and Hook Truck Driver - $1,430 to $1,860 per week in Green Castle, MO

    CDL-A Drop and Hook Truck Driver - $1,430 to $1,860 per week in Green Castle, MO

    AllTruckJobs • Green Castle, MO, US
    Full-time
    Climate Express Drivers make America Great one Mile at a time, and they run a lot of miles!!!!!!.EQUIPMENT : 2022 or Newer Volvo 760, automatic trucks. Volvos are the safest truck on the road! They r...Show more
    Last updated: 30+ days ago • Promoted
    Home Provider - Iowa / Lee County

    Home Provider - Iowa / Lee County

    Mosaic • Promise City, IA, US
    Full-time
    We are currently seeking home providers in : .Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic at Home®! Average annual income o...Show more
    Last updated: 1 day ago • Promoted
    Travel CT Tech - $2,551 per week in Bloomfield, IA

    Travel CT Tech - $2,551 per week in Bloomfield, IA

    AlliedTravelCareers • Bloomfield, IA, US
    Full-time
    AlliedTravelCareers is working with Atlas MedStaff to find a qualified CT Tech in Bloomfield, Iowa, 52537!.Atlas Medstaff is currently seeking candidates in the CT Tech (CT Tech) profession for a 1...Show more
    Last updated: 13 days ago • Promoted
    ATSU - Fitness Desk Associate - St. Louis

    ATSU - Fitness Desk Associate - St. Louis

    InsideHigherEd • Kirksville, Missouri, United States
    Full-time +1
    ATSU - Fitness Desk Associate - St.Still University (ATSU) is seeking a non-exempt, part-time Fitness Desk Associate on the St. This position is responsible for working the fitness desk area, cleani...Show more
    Last updated: 7 days ago • Promoted
    RN - ED - Emergency Department in Gibbs, MO - $2,093 / week

    RN - ED - Emergency Department in Gibbs, MO - $2,093 / week

    Vetted Health • Gibbs, MO, US
    Full-time
    Vetted is seeking a RN - ED - Emergency Department for a travel job in Kirksville, Missouri.The job was posted about 1 month ago. The assignment starts on ASAP and is 13 weeks long with 8 hour shift...Show more
    Last updated: 30+ days ago • Promoted
    Home Provider - Iowa / Chickasaw & Floyd Counties

    Home Provider - Iowa / Chickasaw & Floyd Counties

    Mosaic • Udell, IA, US
    Full-time
    We are currently seeking home providers in : .Chickasaw & Floyd Counties, IA.Are you looking for a meaningful work opportunity in your home? Become a Host Home / Shared Living provider with Mosaic at...Show more
    Last updated: 1 day ago • Promoted
    Border Patrol Agent - Earn up to $30,000 in Recruitment Incentives

    Border Patrol Agent - Earn up to $30,000 in Recruitment Incentives

    U.S. Customs and Border Protection • Unionville, MO, US
    Full-time
    Customs and Border Protection (CBP) offers those interested in a career in law enforcement an exceptional opportunity to work with an elite team of highly trained professionals whose camaraderie, p...Show more
    Last updated: 2 days ago • Promoted
    Travel CT Tech - $2550.64 / Week

    Travel CT Tech - $2550.64 / Week

    Atlas MedStaff • Bloomfield, IA, US
    Full-time
    Atlas MedStaff is seeking an experienced CT Tech for an exciting Travel Allied job in Bloomfield, IA.Shift : 3x12 hr nights Start Date : 11 / 17 / 2025 Duration : 13 weeks Pay : $2550.Atlas Medstaff is cur...Show more
    Last updated: 14 days ago • Promoted
    Earn Cash From Taking Surveys Online

    Earn Cash From Taking Surveys Online

    Earn Haus • Kirksville, MO, US
    Full-time +1
    Looking for people to participate in taking online surveys for Fortune 500 brands.All you need to do is complete online surveys by sharing your opinion. You will help influence brand decisions on se...Show more
    Last updated: 2 days ago • Promoted