Underwriter

Overview:

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards.

What you’d be doing:

• Review and analyze new and renewal applications for homeowners insurance coverage.
• Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections).
• Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment.
• Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations.
• Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships.
• Maintain accurate documentation of underwriting decisions and correspondence in the policy management system.
• Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant.
• Participate in training and development activities to continually improve underwriting knowledge and skills.

We’re looking for someone who has:

• Bachelor’s degree in business, finance, insurance, or a related field (preferred).
• 2–5 years of personal lines insurance underwriting experience, preferably in homeowners insurance.

Highly preferred candidates also have:

• Industry certifications (e.g., CPCU, AINS, AU) are a plus.
• Strong analytical and decision-making abilities.
• Excellent communication and interpersonal skills.
• Attention to detail with a focus on accuracy and risk assessment.
• Ability to manage workload effectively and meet deadlines in a fast-paced environment.
• Proficient in Microsoft Office and underwriting tools.

#LI-Hybrid

About SageSure:

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders.

SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington.

SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more.

SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work.

Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit to find a position for you.