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Lead SAS Credit Risk Analyst - Unsecured Lending

Lead SAS Credit Risk Analyst - Unsecured Lending

U.S. BancorpHopkins, MN, US
3 days ago
Job type
  • Full-time
Job description

Job Title

The Business Risk Professional will partner with Consumer and Business Banking (CBB), other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework.

May participate in projects and / or activities that ensure compliance with applicable federal, state and local laws and regulations.

May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors.

May actively identify, respond and / or escalate risks as appropriate.

May inform policies and procedures to maximize profit potential and minimize regulatory exposure.

May serve as a functional liaison between CBB and the Lines of Defense.

Basic Qualifications

  • Bachelor's degree, or equivalent work experience
  • 10 or more years of applicable experience
  • Applicable professional certifications

Preferred Skills / Experience

  • Advance degree in business, computer science, economics, finance, mathematics, operations research, or statistics
  • Advanced knowledge of SAS, SQL, R, Python, or other database programming languages
  • Expert in Tableau
  • Experience creating reader-centered dashboards and report automation
  • Experience in credit risk developing credit risk strategies for underwriting and account management for unsecured lending products
  • Experience as a model owner developing model performance monitoring or working in model risk management
  • Experience working with large datasets
  • Effective verbal, written and presentation communication skills
  • Effective technical report writing skills
  • Ability to work independently with minimal guidance from manager
  • Location Expectations

    This role is hybrid. Team members who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

    U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

    U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

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    Credit Risk Analyst • Hopkins, MN, US

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