SVP Digital Platform Chief Credit Officer and Business Development Credit Leader

SVP Digital Platform Chief Credit Officer And Business Development Credit Leader

Role Summary / Purpose : The SVP Digital Platform Chief Credit Officer and Business Development Credit Leader will spearhead the credit management efforts for all Digital Platform clients. This leadership role is also responsible for overseeing credit-related activities that support both the Business Development and Pricing teams across all SYF platforms. Key responsibilities include ensuring the financial integrity of deal pricing by managing credit and fraud loss exposures and delivering targeted returns for digital clients. The role encompasses comprehensive credit and operational risk assessments, delinquency and loss mitigation strategies, portfolio performance monitoring, and active contribution to credit and fraud strategies within Acquisition and Account Management functions. As the primary credit risk liaison, this role collaborates closely with digital platform clients, the Digital Platform CEO, and commercial leadership to align credit risk strategies with overall business objectives.

Essential Responsibilities :

• Responsible for managing portfolio credit and fraud losses as well as portfolio returns
• Provide the guidance to all digital portfolio credit managers in managing credit and fraud losses and driving prudent growth for SYF and our clients
• Work closely with the partners to minimize both Synchrony's and the partners' risk, while continuing to grow all digital clients.
• Oversee and lead all credit related activities that support both the business development team and pricing team for all potential prospect clients and existing renewals across all SYF clients
• Work effectively in the cross functional leadership team to drive prudent growth and client satisfaction delivering safety and soundness in all digital clients.
• Prepare and deliver client facing and leadership team presentations to facilitate informed decisions.
• Coordinate planning cycle with client teams to ensure consistency in business plans
• Responsible for providing clear guidance to the organization on risk appetite and prudent growth.
• Maintain effective and credible challenge of critical decisions and business processes.
• Perform other duties and / or special projects as assigned

Qualifications / Requirements :

Desired Characteristics :

The salary range for this position is 260,000 430,000 USD Annual. This position is also eligible for an Annual Incentive Plan target of 40% of salary and an Annual Equity target of 40% of salary.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Eligibility Requirements :

Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Our Commitment : When you join us, you'll be part of an inclusive culture where your individual skills, experience, and voice are not only heard but valued. Together, we're building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We're proud to have an award-winning culture for all.

Reasonable Accommodation Notice : Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

Job Family Group : Credit