Special Assets Senior Portfolio Manager

Job Title

Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios. Accountable for recommending credit structures with respect to quality and profitability within assigned geographies. Fundamental duties include ensuring that the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness. Analyze financial statements and navigate a wide variety of financial structures, credit scenarios. Ensure commercial lending activities are executed according to Truist's policies and procedures. Builds effective relationships with Risk Management and client managers.

Essential Duties And Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Support the CIG Corporate Portfolio by underwriting and monitoring credit requests, analyzing financial statements and ensuring credit structures align with Truist's risk philosophy, risk appetite, and policies.
• Analyze and / or recommend adjustments to financial statement spreads
• Interact with client, verbally and in writing, on pending loan requests or portfolio management actions
• Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank's risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings
• Exercise prudent credit judgment through individual loan authority, if applicable
• Engage in the development of teammates by coaching / mentoring, this includes underwriting, policy, credit structuring, risk identification, and utilization of lending authority
• Effectively manage a team of Portfolio Managers, if applicable
• Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general

Qualifications

The requirements listed below are representative of the knowledge, skill and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.