Analyst I, Credit Analysis(Potential Hybrid Remote / Onsite)

Commercial Credit Card Analyst

At FNBO, our employees are the heart of our storyand we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

Summary of the Job : Perform credit analysis and underwriting on Commercial Credit Card applications, including financial analysis; Decision large Commercial Card applications using established and sound credit practices and in accordance with applicable policies, laws and regulations; Prepare loan memorandums, risk rating matrices, and financial analysis; Provide an exceptional customer experience to internal and external customers.

About This Role :

1. Perform all underwriting functions in accordance with established policies, laws, and regulations

2. Ensure credit analysis, loan memorandums, and related documentation are completed accurately and timely

3. Provide an exceptional customer experience to internal and external customers

4. Understand and comply with bank policies and applicable laws and regulations including the Bank's BSA / AML program

5. Exhibit professional behavior, promote positive working relationships, and maintain regular and predictable attendance

The Ideal Candidate for This Role : Bachelor's degree or equivalent work experience; One year credit underwriting or related experience, preferably in Commercial Lending; Ability to multi-task while adhering to timetables for completion; Excellent written and verbal communication skills; Working knowledge of applicable compliance regulations including (but not limited to) FCRA, CRA, HMDA, and BSA

Additional Qualifications : Preferably, a working knowledge of Microsoft Office suite of products; Preferably, a working knowledge of Optimist, First Impressions, TBS and First Work

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation range (base pay) : $46,679.00-$77,020.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and / or skill level.

Work Environment : It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation, mentorship, and a vibrant culture where ideas flow freely and relationships flourish. As part of our team, you'll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs.

Benefits Overview :

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs :

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA) / Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term / Long-Term Disability Insurance

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.