The Loan Activation Specialist will gather all loan documentation needed to ensure the loan package has met the established underwriting guidelines. To mitigate risk, the Loan Activation Specialist will communicate with internal staff, brokers, and insurance companies and carefully review all documents received. Additionally, the Loan Activation Specialist will review all documentation obtained to ensure that it corresponds directly with the industry specific software in which the quote was generated. Will protect the company’s collateral by reviewing, verifying and processing premium finance agreements for funding, consistent with corporate policy and procedures. Other duties as assigned.
Essential Functions, Duties, and Responsibilities :
- Analyzes incoming loan documentation to ensure satisfaction of company underwriting guidelines.
- Obtains and / or provides any missing information to complete required file documentation
- Meets processing time frames (within 48 hours of receiving signed PFA)
- Works across departmental lines to handle requests from clients and carriers for policy changes and underwriting information.
- Communicates any necessary exceptions / incomplete files to credit department for review.
- Activates loans in FinancePro
- Prepares summary of daily fundings for review by quality control department.
- Maintains open communication with team members and operations managers.
- Attends and participates in all required processing training and meetings.
- Provides a high level of processing support to inexperienced Loan Activation Specialists requiring additional assistance on high volume of complex files.
- Other duties and responsibilities as assigned.
Required Knowledge, Skills and Competencies :
Excellent communication skills, verbal and writtenAbility to build positive working relationships, interact effectively and proactively with individuals at all levels in the organization.Must be a quick learnerMust have experience working in a fast-paced, deadline-driven environment with the ability to prioritizeAbility to identify and resolve problems in a timely manner.Ability to demonstrate accuracy, thoroughness and quality.Strong attention to detailAbility to work independentlyIndustry and Work Experience :
2 years of experience in document processing rolePremium finance and / or commercial P&C experience preferredDemonstrated success working in and supporting clients in a fast-paced environmentMust have demonstrated PC proficiency, including knowledge of Microsoft Excel and WordAcademic :
High School Diploma / GEDCollege degree required.Benefits Available to Employees :
Ameris Bank provides a comprehensive employee benefit package to all eligible employees.
Medical, Dental and Vision InsuranceAmeris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employmentLife Insurance provided at no additional cost to employeesAccidental Death & Dismemberment CoverageLong-Term Disability CoveragePaid Sick and Vacation Leave11 HolidaysVolunteer / Service DayEmployee Stock Purchase Plan401(k) Retirement PlanAmeris Bank matches 50% of your first 8% of contributions to the planFlexible Spending AccountsHealth Savings AccountHealth Reimbursement ArrangementSupplemental Life & Other Insurance PlansIdentity Theft ProtectionPet InsuranceLegal InsuranceEmployee Assistance ProgramEmployee Advocacy ProgramTickets at Work (Entertainment discounts for Ameris Bank Employees)AT&T Employee DiscountWellness Discounts for Medical Premiums and Other RewardsEmployee Referral IncentiveEducation AssistanceEmployee Resource GroupsBanking Advantages for Employees :
In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.
Free Interest CheckingFree Safe Deposit BoxFree Money Orders, Travelers’ Checks and Cashier ChecksDiscount on Mortgage Origination FeeFree Online Banking and Free Unlimited Online Bill PaymentEmployee Banking PerksDisclaimer :
The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.
All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities
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For further information, please review the Know Your Rights notice from the Department of Labor.