Mortgage Loan Originator | Retail - Remote Virginia

Who We Are :

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough"

Looking to join a growing company that values its people, innovates and expands on its proprietary technology? Apply below!

Location : Richmond, VA (Hybrid or Remote within Richmond area)

Who We Need :

Responsible for educating customer on Company values, process, and operations. Obtains information to submit loan applications for customer. Educates customer on available loan options and answers follow up questions. Provide outstanding customer service throughout the loan process while adhering to all federal, local, and internal guidelines.

What You Will Do :

• Analyzes applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Explains to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Reviews loan agreements to ensure that they are complete and accurate according to company policy, guidelines, compliance, and lending regulations.
• Maintains customer confidence by keeping all loan information confidential.
• Maintains licenses and compliance by participating in required continuing education courses.
• Works as a team with sales, processing, underwriting, closing, post-closing and management to ensure the customer receives excellent service.
• Originates your own sales by contacting prospective clients and developing and monitoring referral sources.
• Meeting clients outside of the employer's place of business in order to initiate sales.
• Spends a significant amount of time away from their employer's place of business meeting with prospective customers at locations other than the employer's business, such as a client's home, and making in-person calls on real estate agents and brokers, financial advisors and other potential referral sources.
• Meet specific goals and requirements by division :

Phone / Talk Time

Locked Loans

Funded Loans

Realtor Visits

Applications

Credit Pulls

What You Need :

What We Offer :

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection.