Mortgage Loan Originator II

Job Details

Job Location

6044 Jacksonville - Jacksonville, FL

Education Level

High School

Salary Range

$14.00 - $24.00 Hourly

Travel Percentage

Negligible

Job Category

Sales

Description

AnnieMac Home Mortgage is looking to hire a Mortgage Loan Originator II to assistone or more specific Mortgage Loan Originator(s) or Branch Manager(s) in delivering outstanding customer service to borrowers and realtors on loans that they originate. This role will work and train with Loan Originator(s) and assist with keeping a steady flow of loan volume from real estate brokers, referrals, and company provided lead sources, including but not limited to direct mail marketing, online applications, and Branch Manager referrals. This position originates and closes purchase and refinance loans. Under the direct supervision of Sales Management, the accountabilities and job activities of the Mortgage Loan Originator II position include, but are not limited, to the following :

• Take information from the borrower and fill out the loan application.
• Gather and organize client documents for pre-approval.
• Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
• Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
• Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
• Counsel and advise the borrower in understanding and clearing credit problems.
• Prepare loans and submit to Processing through Loan Origination System (LOS).
• Work with Processing to meet underwriting commitment conditions through closing.
• Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
• Assist Loan Originator(s) in marketing efforts.
• Complete all Company mandatory trainings within the required timelines.

Qualifications

Work Environment / Physical Demands : Office environment. Must be able to travel to and from work location. Must be able to sit at a desk for a long period of time which may cause muscle strain. This position may require travel up to 10% to and from loan closings and meeting with borrowers and Real Estate Agents. This position is eligible for Paid Time Off, Service Day, Bereavement and Floating Holiday Pay, as well as Paid Holidays.

Note : Nothing in this job description restricts managements right to assign or reassign duties and responsibilities to this job at any time.

AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.