Underwriter - NCR Voyix Payments

Underwriting Analyst

NCR Voyix Corporation (NYSE : VYX) is a leading global provider of digital commerce solutions for the retail and restaurant industries. NCR Voyix transforms retail stores and restaurant systems with comprehensive, platform-led SaaS and services capabilities. NCR Voyix is headquartered in Atlanta, Georgia, with customers in more than 35 countries across the globe.

As an Underwriting Analyst, you will review and analyze merchant applications to qualify their credit worthiness. You will follow all of NCR Payments appropriate credit policies and guidelines to mitigate overall financial and reputational risks.

Key Underwriting Functions :

• Review merchant applications using a variety of online sources and make quality decisions to approve, decline or pend applications.
• Gather all information required to make a comprehensive assessment of a merchant's creditworthiness and identity, including credit reports, TIN / OFAC checks, identity verification, bank account verification, and phone and address verification
• Work with NCR Payments partners to ensure compliance with various industry requirements
• Work closely with the Underwriting departments of our banks to ensure timely approval of merchant accounts
• Answer internal and external inquiries with regards to Underwriting issues
• Keep ISOs up to date on the status of their applications. Advocate on ISOs behalf to get credit card processing deals approved
• Perform post-audit of auto-approved applications in a timely and accurate fashion.
• Place and receive phone calls to and from independent sales organizations (ISOs) and merchants to obtain necessary information
• Notify the referring ISO / Agent of any special requirements of approving a credit card processing agreement
• Provide excellent service to all constituents through proactive and ongoing communication during the lifecycle of each merchant account

Skills Required :

Experience and Education : Minimum of 2 years prior experience in a Credit Underwriting role, preferably within the payment card industry. College degree preferable.

Offers of employment are conditional upon passage of screening criteria applicable to the job

Integrated into our shared values is NCR Voyix's commitment to diversity and equal employment opportunity. All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law. NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential. We believe in understanding and respecting differences among all people. Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment.