Credit Risk Team Lead (SBA 7a)

Responsibilities include, but are not limited to :

• Proactively communicates with Loan Officers and assigned Credit Portfolio Managers during the underwriting, approval and portfolio management processes.
• Review and circulate credit packages and modifications for approval. Ensure packages are updated as required by approvers.
• Underwrite complex new loan requests and modifications.
• Coordinate with the assigned Commercial Loan Officers, Loan Officer Assistants and Direct Reports all activities required to complete a credit package.
• Completes performance evaluations, reviews and approves timecards and all other manager related activities for his / her direct reports.
• Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority.
• Obtain, and monitor various loan portfolio reports such as Maturing Loans, Past-Due Loans, Annual Reviews and proactively assist lenders with requisite action plans.
• Assure that credits are accurately risk rated and credits are properly monitored and reported.
• Adhere and comply with all requirements of Regulation B Adverse Action Procedures Florida Division.
• Create and maintain current BSA Information.
• Adhere and comply with all requirements of watch list and EDD procedures.
• Manage and track covenants, borrowing bases, A-R Ageing, etc. for their accounts.
• Assist in preparation of quarterly CLMR reports.
• Advise Lenders on all matters related to the Bank's Credit Policy and related Procedures / Forms.
• As time allows conduct annual site visits, attend loan closings and other tasks required to support assigned lenders.

Required Skills :

Required Experience :