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Credit Risk Manager

Credit Risk Manager

Razzino Associates, Inc.Harrison, New York, United States
30+ days ago
Job type
  • Full-time
  • Quick Apply
Job description

Our client, a major Chemical producer, is seeking their Credit Risk Manager to join them in Florida. The Credit Risk Manager is responsible for evaluating and managing credit exposure across a diverse portfolio of customers and vendors in the global chemical trading industry. This role will partner closely with internal stakeholders to maintain a healthy balance between growth and financial security. The ideal candidate will bring strong financial acumen, collaborative instincts, and a proactive approach to managing risk in a dynamic environment.

Job Description :

Credit Evaluation & Monitoring :

  • Evaluate new and existing customer creditworthiness using financial statements, credit reports, agency ratings (Moody’s, D&B, etc.), and industry benchmarks.
  • Assign and maintain internal risk ratings on customers and vendors.
  • Recommend and approve credit limits, increases, reductions, and on-boarding final approvals based on comprehensive risk assessments.
  • Monitor future credit limit exceedance risks by staying ahead of pending deals, contracts, and pipeline activity.
  • Request and review financials from clients to support ongoing assessments.
  • Continuously investigate new tools or methodologies for evaluating credit exposure.

Internal Collaboration & Communication :

  • Maintain constant communication with trade, sales, and procurement teams to stay informed on new deals, prospective customers, and developing risks.
  • Collaborate with internal teams regarding past dues, credit exposure status, and customer concerns.
  • Evaluate new and existing customer creditworthiness using financial statements, credit reports, agency ratings (Moody’s, D&B, etc.), and industry benchmarks.
  • Assign and maintain internal risk ratings on customers and vendors.
  • Recommend and approve credit limits, increases, reductions, and onboarding final approvals based on comprehensive risk assessments.
  • Monitor future credit limit exceedance risks by staying ahead of pending deals, contracts, and pipeline activity.
  • Request and review financials from clients to support ongoing assessments.
  • Continuously investigate new tools or methodologies for evaluating credit exposure.
  • Internal Collaboration & Communication :
  • Maintain constant communication with trade, sales, and procurement teams to stay informed on new deals, prospective customers, and developing risks.
  • Collaborate with internal teams regarding past dues, credit exposure status, and customer concerns.
  • Provide support to the accounting and operations teams with compliance-related activities as needed.
  • Support borrowing base reporting and communication with finance leadership.
  • Vendor Risk Management :

  • Vet vendors for potential credit and compliance risks, ensuring risk exposure is assessed across both customer and supplier sides.
  • Insurance & Compliance :

  • Manage the credit insurance policy and maintain the relationship with the insurance broker to ensure optimal coverage and negotiate better premiums.
  • Assist with claims and incident management , as well as tonnage tax support .
  • Ensure alignment with banking, insurance, and industry compliance standards.
  • Reporting & Risk Visibility :

  • Develop and maintain dynamic credit exposure reports and dashboards for leadership, showing real-time data across entities.
  • Key Responsibilities :

    Credit Evaluation & Monitoring :

  • Provide timely updates and alerts regarding high-risk accounts, limit exceedances, and overall exposure trends.
  • Requirements :

  • Bachelor’s degree in Finance, Accounting, Economics, or related field.
  • 5–7 years of experience in credit risk analysis, preferably within the commodity trading or chemical industries.
  • Strong knowledge of financial statement analysis, credit insurance, and credit rating systems.
  • Experience working with ERP systems and risk management platforms.
  • Excellent analytical, communication, and organizational skills.
  • Proven ability to collaborate across departments and lead credit-related initiatives.
  • Attention to detail with the ability to interpret financial and operational data.
  • Preferred but Not Required :

    Experience with :

  • Insurance policy and claims administration.
  • Vendor and contract risk evaluation.
  • International trading credit structures.
  • Compliance or regulatory reporting.
  • Benefits :

  • Competitive salary and performance-based bonuses.
  • Compensation : 90k-130k plus bonus and all Benefits.
  • Health, dental, and vision insurance.
  • Retirement savings plan with company match.
  • Career development and training opportunities.
  • Friendly and collaborative work environment.
  • Location : West Harrison, NY.

    Contact : Kevin J. Collins / / kevin@razzinoassociates.com.

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    Credit Risk Manager • Harrison, New York, United States

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