Job Description
Job Description
First Western Bank & Trust has a full-time opening for an experienced Commercial Banker in Sioux Falls.
Commercial Banker Benefits Include :
- Paid Vacation, Sick Leave and Holidays
- Health Insurance
- Dental Insurance
- Vision Insurance
- 401k with matching contributions
- Volunteer Paid Time Off
- Banking Benefits
- And More!
Commercial Banker Overview
Develop new commercial loan business for First Western Bank & Trust through securing, structuring, and closing loans; maintain and service existing commercial lending portfolio.
Conduct sales calls and meet with prospective and existing customers to establish new loan businessRepresent the bank in local community at meetings and events to market the bank’s products and servicesAdminister individual loan portfolio including commercial and other assigned loansInterview loan customers to determine lending needsWork with the Small Business Administration and Bank of North Dakota to qualify customers for participation lending programsNegotiate direct lending terms as well as collateral and payment structuresMaintain customer relationships through regular communication and follow up contactMeet with customers to request information for loan applications, including appraisals, credit reports, background checks and other information needed for loan evaluationCompile financial information including income tax records, balance sheets and other data to create loan spreadsAnalyze applicant financial status and conduct collateral evaluations to make lending decisionsApprove credits up to lending authority and prepare those credit requests that exceed lending authority for loan committee and / or Board approvalCommercial Banker Qualifications
Bachelor’s degree in business or finance related fieldExperience in bank lending, loan review, compliance or finance is requiredStrong understanding of financial statements and credit standardsKnowledge of business management principles preferredCommercial Banker Skills / Abilities
Excellent oral and written communications skillsDemonstrate professionalism in working with the public and all levels of managementAbility to define problems, facts and draw valid conclusionsStrong analytical, problem solving and decision-making skillsComputer proficiency, especially in Microsoft ExcelFirst Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.