Credit Analyst

Overview

Oakworth Capital Bank is expanding and has an excellent opportunity for someone to join our team in Birmingham, AL ! We are looking for a

fulltime

Credit Analyst that will join the Credit Team and work in a collaborative environment to assess risk with any new or existing client and manage commercial credit risk.

We are looking for an analyst that will work well with other bank associates across all departments, is confident in their ability to think creatively and provide sound credit structure insight to client advisors and managers as well as provide support across all areas of the bank's credit and risk departments. An ideal candidate would meet the qualifications listed below, and more importantly, be able to demonstrate that they live by Oakworth Core Values (Golden Rule, Character, Innovative Spirit, Professionalism, Work Ethic).

Key Roles / Responsibilities

• Underwrite business and personal loan requests, identify key issues, offer mitigants as needed, discuss with client advisors and team leads.
• Assemble loan approval packages for review and be able to articulate an argument for or against.
• Manage ongoing credit risk in existing loans via ongoing business and personal financial analysis, construction project monitoring, industry reviews, Loan Review or Examiner suggestions.
• See that credit policies are adhered to, or point out deviations thereon with proper notices and approvals put to file.
• Assist loan operations with review of loan documents such that all loans are documented within the boundaries of their previously approved terms.

Responsibility Details

Successful candidates will have

Oakworth has been recognized as a Best Bank to Work for by American Banker Magazine for the last eight years, with six of those holding the top spot and ranking #2 in 2024. To learn more about our story and what makes Oakworth unique, visit https : / / www.oakworth.com / .

If you are interested in this excellent opportunity, please send your resume to brooke.kline@oakworth.com.

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