Finance Manager

Job Description

Job Description

Automotive Finance / Business Manager

Top finance position for qualified candidate with a proven track record in the automotive industry. Commission, salary and excellent benefits package.

Job Purpose :

Provides insurance and financing services to automotive customers by verifying sales information; determining need for financing; evaluating customer creditworthiness; preparing financing and legal documents; selling products and services; maintaining rapport with customers.

Duties :

• Determines desire / need for automobile financing by interviewing customer; exploring payment options.
• Verifies automobile purchase information by reviewing sales contract data; conferring with sales department; making adjustments as needed.
• Determines customer creditworthiness by studying customer credit application; obtaining credit reports; analyzing information; comparing customer evaluation to organization standards; searching for lenders in information system; forwarding applications to lenders; conferring with loan underwriters and loan processors; obtaining stipulations when required; approves or rejects loan.
• Confirms automobile sales contract information by disclosing data, provisions, finance charges, and interest rates to customer; ensuring understanding of content.
• Sells products and services by reviewing desire / need for automobile insurance, credit insurance, extended warranties, anti-theft devices, appearance protection packages, etc.; explaining options, provisions, and premiums.
• Maintains dealership reputation by building and maintaining customer rapport; answering questions; providing information; resolving discrepancies and dissatisfactions; maintaining a satisfactory Customer Satisfaction Index; complying with federal, state, and local regulations; helping others comply.
• Maintains customer confidence and organization stability by keeping information confidential; helping others comply.

Qualifications :

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