Specialist, Underwriting - Personal Lines

Nationwide Personal Lines Underwriting Specialist

If you're passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Nationwide is expanding our Personal Lines Underwriting team, and we're looking for experienced professionals to join us in delivering exceptional service to our members. If you bring deep industry knowledge and a sharp eye for risk, this role could be a great fit.

While we have several openings in Columbus, OH and Des Moines, IA we're especially eager to connect with top-tier candidates who work remotely within the United States.

We're hiring for multiple roles, including :

• Underwriter Personal Lines (1+ year experience)
• Senior Underwriter Personal Lines (2+ years' experience)
• Specialist, Underwriting Personal Lines (6+ years' experience)

What We're Looking For :

What You Bring :

What's in it for you?

This role is currently remote, but will transition to a hybrid schedule next year, requiring three days per week in the office. Depending on your location, regular in-office presence (three days weekly) will be expected as part of the flexible work arrangement.

Job Description Summary :

Success on our team requires a blend of customer service skill and analytical prowess. Each account we work on is interesting and challenging. Satisfaction comes from finding solutions that provide the best coverage and give our partner agents a way to differentiate themselves from the competition. If you are adaptable, responsive, love customers and really want to make a difference, we want to hear from you! As a Specialist, you'll manage an assigned underwriting territory to identify business trends, ensure profitability and build agency relationships. Responsible for case and account underwriting (new and renewal policies) of profitable business within a complex and challenging territory, which may include private client and high value home accounts. We'll count on you to be the primary contact for portfolio profitability and growth management action plans and partnership with sales and claims and the portfolio underwriting efforts within assigned territory. We may also ask you to provide guidance and assistance to less experienced underwriters and other functional areas. You may also lead projects or research activities in support of business goals and support broader regional initiatives in partnership with product management.

Key Responsibilities :

May perform other responsibilities as assigned.

Reporting Relationships : Reports to Underwriting Manager or Director. No direct reports.

Typical Skills and Experiences :

Education : Undergraduate degree in business administration, insurance, risk management, economics or finance preferred.

License / Certification / Designation : Definite progress toward attaining CPCU or other related insurance certification desirable.

Experience : Minimum of six years of experience in underwriting or related insurance experience. Experience leading or working on complex projects and or task teams.

Knowledge, Abilities and Skills : Strong knowledge of core business functions, underwriting polices and best practices, pricing, marketing, and insurance contracts. Role may require a strong knowledge of financial analysis concepts. Understands and can articulate company product details and values. Has a good understanding of competitor products and marketing strategies. Excellent written and verbal communications skills are necessary to present information to agents and sales managers. Skilled in Excel and other analytical tools to evaluate data. Role may require strong knowledge company data warehouse tools and related systems. Key competencies include : business acumen, functional / technical skills, command skills, interpersonal savvy, negotiating, problem solving, drive for results, managing and measuring work, customer focus, and decision quality.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner.

Values :

Regularly and consistently demonstrates Nationwide Values.

Job Conditions :

Overtime Eligibility : Not Eligible (Exempt)

Working Conditions : Normal office environment. Extensive time working on personal computer. May require valid driver's license.

ADA : The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

We currently anticipate accepting applications until 10 / 31 / 2025. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.

Benefits :

We have an array of benefits to fit your needs, including : medical / dental / vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.

Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and