AVP, Specialty Underwriting & Portfolio Management - Corporate & Sponsor Lending

AVP, Specialty Underwriting & Portfolio Management - Corporate & Sponsor Lending

The Commercial Underwriting and Portfolio Management organization works with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports the Corporate & Sponsor Lending - Cash Flow (CSL-Cash Flow) line of business. Capital One's CSL-Cash Flow group includes the Diversified Industries, Food & Beverage, Healthcare and TMT industry verticals within the Middle Market Bank. The group provides financing to medium to large companies for mergers and acquisitions, corporate growth, balance sheet re-financings and recapitalizations. The CSL-Cash Flow portfolio consists of over 560 clients and $30 billion in credit exposure. As an Underwriter & Portfolio Manager, you begin to demonstrate subject matter expertise in credit risk management and are expected to perform responsibilities independently. In addition to your own job duties, you will play a leadership role across deal teams by guiding and shaping more junior associates. You are trusted with the most complex transactions or solve unique problems because of your experience and job specific skills.

Primary underwriting responsibilities may include :

• Underwrite leveraged debt transactions to new or existing clients
• Lead due diligence process and calls; evaluate diligence to draw relevant conclusions on material strengths, risks, and mitigants
• Assist less experienced team members in financial statement analysis and cash flow analysis
• Review financial models independently
• Coordinate with deal team on appropriate structuring options
• Write and prepare the credit approval document; review work of less experienced members of the team; begin to take a leadership role in conversations with internal partners
• Oversee closing process requirements; review closing memo
• Prepare term sheets, commitment letters and fee letters with minimal guidance; understand majority of provisions of all credit documents and can provide rationale; begin to negotiate credit docs with guidance
• Drive overall deal process and lead communication with internal and external constituents; constructively improve deal process

Primary portfolio or asset management responsibilities may include :

Additional responsibilities may include :

Basic qualifications :

Preferred qualifications :

At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Chicago, IL : $175,500 - $200,300 for Specialty Underwriter & Portfolio Manager

McLean, VA : $193,000 - $220,300 for Specialty Underwriter & Portfolio Manager

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and / or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website.