Business Banking Relationship Manager

Commercial Banking Relationship Manager

The main purpose of this job is to manage and service a portfolio of commercial customers, including expanding, building and maintaining strong customer relationships with a resulting high level of customer satisfaction.

Essential Functions

• Utilize a high degree of critical thinking skills in managing a large portfolio of diverse and complex commercial relationships
• Participate and target customer prospect calling activities with relationship manager as appropriate (especially those with active new credit opportunities)
• Serve as the primary advisor for a specific number of commercial relationships, ensure a high level of customer satisfaction and retention. Work with Team Leader on a semi-annual basis to assure that all appropriate products and services are being cross-sold to those relationships.
• Handle customer service requests for existing relationships, including loan renewals and modifications
• Work with regional managers on credit requests, including general underwriting, loan structuring, negotiating / pricing, collateral, and analyze industry / credit risk
• Complete all requirements of loan booking, including negotiating terms, the review of loan documentation and assist in the closing process
• Manage annual credit review schedule for team of relationship managers. Prepare loan presentations and credit reviews as necessary.
• Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Work with respective regional managers in the credit management of all watch list credits
• Ensure compliance with all bank policies, procedures, regulations, and laws
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

Education & Experience

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.

Location : 8001 Forsyth Blvd, St. Louis, Missouri 63105

Time Type : Full time