Actuary, Auto Analytics State Deep Dive

Overview

As a member of the Auto Analytics State Deep Dive team within Personal Lines (PL) Auto State Analytics, you will play a critical role in developing, monitoring, and evaluating strategies and tactics for the PL Auto book to accomplish profitable growth in 4 major complex states. You will be responsible for performing advanced actuarial analyses in pricing, underwriting, channel optimization, etc. to assess the profitability of programs / products and growth opportunities of our PL books in your assigned states; collaborating with Directors of State Operations (DSO) for these states to gain deeper knowledge of the complex states and develop effective customized state levers; partnering with Risk Analytics (RA) subject matter experts to ensure RA insight and deliverables account appropriately for unique state features. This role will be part of a team of 4 and report to the Auto Analytics State Deep Dive Team Manager. This is an exciting opportunity where your work will greatly influence state-level decision-making and contribute to Liberty’s goal of delivering top-quartile profitability.

This position may have in-office requirements dependent upon candidate location.

Responsibilities

• Deliver insight to DSOs to drive actions and influence decisions to achieve top quartile profitability for Personal Lines Auto product. Proactively identifies opportunities, drives analysis, and makes recommendations for appropriate strategies to develop, evaluate, and enhance state tactics.
• Develop deep state expertise to help inform state-specific strategy and tactics, including the historical and future strategy, industry / regulatory environment, product / program designs and constraints, etc.
• Collaborate with Actuarial, Finance, Claims and Data Science to gain a better understanding and assess and improve profitability by coverage / peril in the assigned states.
• Support cross-team initiatives to enrich the deliverables with state-specific insight. Building trust and credibility with teams beyond State Analytics to drive decisions and execution.
• Develop a deep understanding of the assigned states in various aspects that contributed to the success of the whole state operations and underwriting economics, pursuing ad-hoc projects as needed to help support evaluation of state levers.
• Stay informed about macro-economic trends in assigned states, identifying the drivers of segment-level profit opportunities, and incorporating findings from competitor filings / earnings calls, regulatory, and industrial publications.
• Support an inclusive, equitable, and high-performing culture. Proactively share knowledge on analysis findings, data sources, analytical reports, etc. Coach and mentor junior team members.

Qualifications

About Us

Pay Philosophy : The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and / or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit : https : / / LMI.co / BenefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices

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