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Software Engineer, Core Pricing

Software Engineer, Core Pricing

Recruiting from ScratchSan Francisco, CA, United States
30+ days ago
Job type
  • Full-time
Job description

Who is Recruiting from Scratch : Recruiting from Scratch is a specialized talent firm dedicated to helping companies build exceptional teams. We partner closely with our clients to deeply understand their needs, then connect them with top-tier candidates who are not only highly skilled but also the right fit for the company's culture and vision. Our mission is simple : place the best people in the right roles to drive long-term success for both clients and candidates.

Title of Role : Software Engineer, Core Pricing

Location : United States (Remote, with quarterly onsite sessions in San Mateo, Columbus, or Austin)

Company Stage of Funding : Publicly Traded / Growth-Stage Fintech

Office Type : Digital-First Remote

Salary : $142,000 - $196,600 base + Bonus + Equity

Company Description

We're representing a leading AI-powered lending platform that partners with financial institutions to expand access to affordable credit. By leveraging machine learning, distributed systems, and real-time decisioning engines, the company helps improve loan approval rates, reduce risk, and deliver a modern borrower experience.

The Core Pricing team is central to the platform's success - building the systems that calculate risk and profitability for every loan originated while enabling new product strategies and ensuring scalability. This is a high-impact engineering role where you'll work across product, data science, and business stakeholders to influence pricing and revenue outcomes at scale.

What You Will Do

As a Software Engineer on the Core Pricing team , you will :

  • Collaborate with cross-functional teams to translate business goals into scalable technical requirements.
  • Develop robust, high-performance services that enable real-time loan pricing decisions .
  • Optimize and refactor code to ensure low-latency, scalable pricing engines.
  • Maintain and evolve API infrastructure to support growing products and integrations.
  • Ensure the quality and reliability of pricing models through testing, monitoring, and code reviews.
  • Lead and contribute to multi-month initiatives that improve conversion and profitability across loan products.
  • Mentor junior engineers and elevate team practices.

Ideal Background

  • 3+ years of professional software development experience building scalable, customer-facing products.
  • Strong coding experience in Python, Kotlin, or Go (or similar languages).
  • Experience building scalable APIs and microservices in cloud environments (AWS, GCP, or similar).
  • Familiarity with distributed systems and performance optimization.
  • Strong problem-solving skills with a focus on scalability, performance, and user experience.
  • Excellent communication skills with the ability to explain technical concepts to non-technical stakeholders.
  • Demonstrated success leading engineering projects or small teams.
  • Preferred

  • Background in fintech, finance, or financial mathematics .
  • Familiarity with pricing algorithms, statistics, or machine learning .
  • Hands-on experience with CI / CD, infrastructure as code, and modern SDLC practices.
  • Experience mentoring engineers and serving as a domain expert.
  • Active engagement in open-source or continuous learning in software engineering best practices.
  • Compensation and Benefits

  • Base Salary : $142,000 - $196,600
  • Equity & Bonus : Performance-based bonus + equity participation
  • Health : Comprehensive medical, dental, and vision coverage (with HSA contributions)
  • Retirement : 401(k) with 100% company match up to $4,500
  • Additional Benefits :
  • Employee Stock Purchase Plan (ESPP)

  • Generous PTO, holiday, sick, and safety leave
  • Parental, family care, and military leave programs
  • Annual wellness, tech, and ergonomic stipends
  • Team events, ERGs, and interest groups
  • Catered lunches and snacks when in office
  • This role is perfect for an engineer passionate about building scalable pricing systems, driving fintech innovation, and collaborating across disciplines to influence revenue strategy at scale.

    Salary Range : $142,000-$196,000 base.

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