Who is Recruiting from Scratch : Recruiting from Scratch is a specialized talent firm dedicated to helping companies build exceptional teams. We partner closely with our clients to deeply understand their needs, then connect them with top-tier candidates who are not only highly skilled but also the right fit for the company's culture and vision. Our mission is simple : place the best people in the right roles to drive long-term success for both clients and candidates.
Title of Role : Software Engineer, Core Pricing
Location : United States (Remote, with quarterly onsite sessions in San Mateo, Columbus, or Austin)
Company Stage of Funding : Publicly Traded / Growth-Stage Fintech
Office Type : Digital-First Remote
Salary : $142,000 - $196,600 base + Bonus + Equity
Company Description
We're representing a leading AI-powered lending platform that partners with financial institutions to expand access to affordable credit. By leveraging machine learning, distributed systems, and real-time decisioning engines, the company helps improve loan approval rates, reduce risk, and deliver a modern borrower experience.
The Core Pricing team is central to the platform's success - building the systems that calculate risk and profitability for every loan originated while enabling new product strategies and ensuring scalability. This is a high-impact engineering role where you'll work across product, data science, and business stakeholders to influence pricing and revenue outcomes at scale.
What You Will Do
As a Software Engineer on the Core Pricing team , you will :
- Collaborate with cross-functional teams to translate business goals into scalable technical requirements.
- Develop robust, high-performance services that enable real-time loan pricing decisions .
- Optimize and refactor code to ensure low-latency, scalable pricing engines.
- Maintain and evolve API infrastructure to support growing products and integrations.
- Ensure the quality and reliability of pricing models through testing, monitoring, and code reviews.
- Lead and contribute to multi-month initiatives that improve conversion and profitability across loan products.
- Mentor junior engineers and elevate team practices.
Ideal Background
3+ years of professional software development experience building scalable, customer-facing products.Strong coding experience in Python, Kotlin, or Go (or similar languages).Experience building scalable APIs and microservices in cloud environments (AWS, GCP, or similar).Familiarity with distributed systems and performance optimization.Strong problem-solving skills with a focus on scalability, performance, and user experience.Excellent communication skills with the ability to explain technical concepts to non-technical stakeholders.Demonstrated success leading engineering projects or small teams.Preferred
Background in fintech, finance, or financial mathematics .Familiarity with pricing algorithms, statistics, or machine learning .Hands-on experience with CI / CD, infrastructure as code, and modern SDLC practices.Experience mentoring engineers and serving as a domain expert.Active engagement in open-source or continuous learning in software engineering best practices.Compensation and Benefits
Base Salary : $142,000 - $196,600Equity & Bonus : Performance-based bonus + equity participationHealth : Comprehensive medical, dental, and vision coverage (with HSA contributions)Retirement : 401(k) with 100% company match up to $4,500Additional Benefits :Employee Stock Purchase Plan (ESPP)
Generous PTO, holiday, sick, and safety leaveParental, family care, and military leave programsAnnual wellness, tech, and ergonomic stipendsTeam events, ERGs, and interest groupsCatered lunches and snacks when in officeThis role is perfect for an engineer passionate about building scalable pricing systems, driving fintech innovation, and collaborating across disciplines to influence revenue strategy at scale.
Salary Range : $142,000-$196,000 base.