Mortgage Loan Originator

Job Title

This job includes a base rate plus commissions. Total potential annual earnings : $33,280 - $220,000. Responsible for driving the growth of our company by originating residential mortgage and home equity applications according to established policies, procedures, and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also working with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate.

Education And Experience

• Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience. + Two (2) years mortgage or lending experience preferred.

Skills And Abilities

Unique Job Characteristics And Requirements

Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business / industry networking events. NMLS certification required or ability to obtain upon hire.

Tasks Performed

Physical Requirements

Why Work At Nbt

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community because your success drives our success.

Wellbeing

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.

Community Involvement

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.

Culture

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.

Career Development

Whether you're just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.

Total Rewards

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives ensuring you feel valued every step of the way.

Business Stability

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.

Benefits For Full-Time Employees

Benefits For Part-Time Employees Working 20+ Hours / Week

Benefits For All Part-Time Employees

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment visa at this time.

NBT Bank offers a stimulating work environment that recognizes talent and encourages teamwork. Our employees benefit from a total compensation package, including competitive salary, bonuses, and a wide range of benefits for eligible employees - like our tuition reimbursement program. Join NBT Bank and build your career through the many growth, learning, and collaborative opportunities made available across the company.

NBT Bank is an equal opportunity employer and fully supports a diversified environment. We do not discriminate against any applicant or employee because of race, color, religion, sex, national origin, age, disability, sexual orientation, marital status or veteran status, recently separated veterans, genetic information, victims of domestic violence and stalking or any other class protected by federal, state, or local law. This policy applies to all terms of employment. NBT Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the careers website or submission process, please call 1-888-804-1771 or contact us via email at humanresources@nbtbank.com. The human resources shared service center hours of operation are Monday through Friday, 8 : 00 am to 5 : 00 pm EST.