Manager, Fair Lending and Analysis

Manager, Fair Lending and Analysis

Schedule : Hybrid

OneMain is currently seeking a Manager of Fair Lending Analysis. This individual will be responsible for developing and improving Quantitative Fair Lending program for our consumer credit portfolio (Personal Loans, Credit Cards, Automotive loans and Point of sale loans). This role is responsible for the continued development of OneMain’s fair lending analytical governance framework. You will partner with technical and domain specific experts across the organization to stand up processes and frameworks aimed at proactively identifying and reporting on fair lending risk across products and business partners.

Responsibilities :

• Own, enhance, implement, and maintain the OneMain’s Fair Lending Analytics Program, ensuring appropriate Fair Lending statistical analyses are conducted accurately and timely to mitigate fair lending risk across our products.
• Collaborate across multidisciplinary teams - Legal & Compliance, Data Science, Model Risk Management and Operations.
• Proactively learn business model changes including various underwriting and pricing strategies that could introduce fair lending risk across customer life cycle from customer acquisition to servicing.
• Use various statistical techniques like regression and classification tests to report on potential risk areas and perform statistical deep dives to enhance analysis. Build metrics around both statistical and practical significance by building compelling analytical arguments and statistical models.
• Draft clear and concise reports of the results of ongoing monitoring and special assessment projects and present results to Compliance organization
• Provide consulting services to business partners on issues involving identification of realized and emerging fair lending risks.

Qualifications :

BISG algorithm

Who we Are

OneMain Financial (NYSE : OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-time employees with :

Target base salary is $100,000-$140,000, which is based on various factors including skills and work experience.