Sr. Data Scientist

About the job Sr. Data Scientist

About AllyNds Client

This client is a mission-driven FinTech startup democratizing credit with behavioral data. Their platform uses alternative signals like purchase behavior, mobile activity, and financial metadata to extend fair credit access to thin- and no-file users. With funding from FinTech-focused VCs and former Plaid / Credit Karma leadership on board, they are entering a high-growth phase and expanding their data science team.

Job Description

Were seeking a Senior Data Scientist who thrives in high-autonomy environments and wants to build ML systems that power life-changing financial decisions. Youll work on risk modeling, fraud detection, and explainable AI to make lending more equitable and intelligent.

Responsibilities

• Build and productionize machine learning models for credit risk and fraud detection
• Design real-time scoring systems using behavioral and transactional data
• Conduct fairness analysis and build explainable AI tooling
• Lead model validation, AB testing, and drift monitoring
• Collaborate with data engineers and product managers on model-driven features
• Contribute to data governance and regulatory compliance efforts

Required Skills

Preferred Skills

Benefits