Mortgage Loan Originator

Job Type

Full-time

Description

Summary

The primary function of this position is to originate real estate loans within Sierra Central's 20-county footprint by proactively building referral networks and delivering exceptional service to members and prospective members. This role is focused on external business development, as referrals will not be directly provided by the branches.

Essential Functions

• Proactively generate business by building and maintaining strong relationships with real estate agents, CPAs, financial planners, builders, and other referral sources.
• Attend networking events, industry functions, and community activities to develop and expand referral pipelines.
• Create and deliver in-person and online trainings for real estate professionals, brokerages, and community partners.
• Conduct one-on-one meetings and presentations to build trust and increase mortgage referrals.
• Solicit and originate mortgage loans for both members and eligible non-members (live, work, worship within footprint).
• Assist members with appropriate product selection, ensuring suitability and alignment with their financial goals.
• Stay informed of market trends, competitor offerings, and regulatory changes to maintain a competitive edge.
• Provide a seamless experience from application to closing while maintaining compliance with lending policies.
• Partner with internal teams to ensure an efficient loan process and positive member experience.
• Perform related and additional duties as assigned.

Requirements

Required Skills and Abilities

Education and Experience

Physical Requirements and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The preceding list of duties does not include all tasks and responsibilities that may be required with this position. Additional tasks may be assigned, as departmental and operational needs require.

Salary Description

$60,000 base plus commissions