Senior Personal Banker - Piscataway (Full-time)

Senior Personal Banker - Piscataway (Full-time)

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania, and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience.

Position Overview :

At Provident Bank, the Senior Personal Banker plays a key role in the Branch sales and service environment through building mutually beneficial and long-term customer relationships by providing a positive customer experience and has a thorough understanding of our core culture of the "attraction, expansion, and retention" of customer relationships.

The Senior Personal Banker provides a high-level of service while greeting customers, performing needs-based assessments, opening accounts, cross selling, tele-consulting, developing relationships, servicing accounts, and acting as lobby manager. Researches and resolves complex account issues and / or customer inquiries. Promotes organizational products and services by referring current or prospective customers to the Assistant Branch Manager, Branch Manager, Market Sales Manager, or appropriate internal or external business partners. Additional responsibilities include processing customer transactions, including but not limited to check cashing, withdrawals, deposits, and loan payments.

This position will focus on managing a book-of-business that is comprised of customers with the management objectives being retention and relationship development. Serves as a liaison to actively refer and coordinate specialist support from lending, investment, trust specialists, treasury management and other internal and external business partners. The Senior Personal Banker is self-motivated, a problem solver, functions independently and as an operational supervisor when necessary, and provides flexibility of coverage for the Branch by providing all aspects of sales and service.

This position may be eligible to obtain Life and Health Licensing.

All Provident Bank employees are expected to adhere to the Bank's Code of Ethics, Core Values, and Mission Statement. Works under general supervision.

Key Responsibilities :

Sales :

Meet sales referrals and cross-selling goals by knowing the features and benefits of all products and services to satisfy the needs of the customers

Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services

Actively refers customers for commercial products or services to branch manager, market manager, or appropriate business partner

Exceed customer expectations through active engagement, commitment and dedication to servicing and building customer relationships

Advance the Bank's Corporate Sales Program through the consultative need's assessments of customers, developing new relationships, expanding existing ones and is responsible for managing and growing a book-of-business.

Service :

Identify opportunities with customers and prospective customers through lobby management

Assist customers and prospective customers with digital technologies and provide referrals to other lines of business.

Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards

Responsible for sales and service

Execute expectations for a positive customer service experience

Operations :

Ensures operational and financial safety and soundness in accordance with Bank's policies, compliance, and applicable laws and regulations

Leverages lobby management as a tool for controlling and mitigating risk

Establishes customer identity according to guidelines and adheres to all other compliance procedures

Assists branch management with branch operations as needed

Opening, closing, and supervising the servicing of the branch in the absence of branch management

Assists Personal Bankers with more complex and escalated customer questions and inquiries, including providing supervisor overrides when needed

Performs transactions including but not limited to : check cashing, withdrawals, deposits and loan payments

Prepares and / or completes Currency Transaction Reports and Suspicious Activity Forms (CTR / SAF) for appropriate transactions

Assists in training other branch employees

Provide support to the contact center when there are high call volumes

Handle customer inquiries by telephone

Provides access to safe deposit boxes

Minimum Qualifications :

High school diploma or GED

Minimum of 6 months providing sales / service to customers in a retail environment

Strong interpersonal skills, including listening, written and verbal communication

Ability to work a flexible schedule based upon the needs of the business

Demonstrations positive and professional demeanor with all customers and co-workers

Strong math and analytical skills

Ability to handle escalated matters and problem solve for resolution

Understand and adhere to safety and security practices

Demonstrate and apply good relationship building skills

Proficient at establishing strong connections with customers and prospective customers through consultative conversations affording presentations of sales opportunities

Strong customer service and advocacy skills

Strong organizational and time management skills

Strong PC skills. Ability to quickly learn various computer programs, including Microsoft office

Required to register as a mortgage loan originator with the NMLS prior to being allowed to take mortgage loan applications, negotiate or extend terms of a mortgage or other loan secured by a residence.

Preferred Qualifications :

2 years providing sales and service to customers in a retail environment

Retail banking experience

Supervisory experience

Life and Health Licenses to support investment program

Working Conditions :

Retail Banking Branch Areas

Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations / branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.

Lifting from 5 to 25 lbs. (Coins)

Prolonged sitting / standing

Occasional bending or stooping (To retrieve coins from individual vault)

Work is performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations.

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

Pay Details : $20.62 - $25.74

Please note, the base pay actually offered may vary based on the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs.

This role is incentive eligible based on company, business, and / or individual goal achievement and performance.

Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.