Associate Underwriter

Underwriting Review And Quotation

Under guidance, perform activities related to underwriting review and quotation of new business and renewals for DFA product lines.

Job duties and responsibilities include :

• Process new business and renewal requests in accordance with appropriate state and federal regulations. Analyze and underwrite risks to determine eligibility and proper rate classification for quoting of new and renewal business.
• Participate in enrollment activities, including compilation of renewal notifications.
• Effectively communicate program benefits and features, underwriting criteria, and eligibility rules to prospective and existing clients, regional sales agents, broker partners, and customer service center staff. Provide information within established departmental timeframes.
• Monitor new business and processing output to ensure accuracy of initial billing.
• Process requests for claims. Analyze claim submission to ensure accuracy and completeness of information and eligibility for recovery. Submit approved claims to insurance carrier. Track claim through claim payment, intervening as necessary to ensure timely, accurate payment.
• Meet performance objectives for timeliness of quote turnaround, policy issuance, file maintenance and documentation, and technical data integrity for the underwriting, rating, and / or enrollment systems.
• Collaborate with departmental staff and marketing team to develop marketing literature, information mailings, enrollment documents and other program materials.
• Develop awareness of client issues, industry, and market trends. Build and maintain knowledge of all relevant legislative and regulatory mandates and ensure that all activities are in compliance with these requirements.
• Follow corporate procedures, and through the use of corporate-defined technology, maintain weekly and monthly reports for use by management.
• Maintain proper level of professionalism and proactively work to ensure confidentiality standards are met and are in compliance with or exceed state and federal (HIPAA) requirements.
• The requirements herein are intended to describe the general nature and level of work performed by employees, but is not a complete list of responsibilities, duties, and skills required. Other duties may be assigned as required.