Product Operations Lead - Spend Management

Product Manager

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One.

Product Managers at U.S. Bank are customer obsessed in driving product visioning, planning and development to deliver on our human + digital product strategy and staying one step ahead of evolving economic, technological, and customer needs. U.S. Bank is the first major bank to embed a full-featured Spend Management (SM) platform across its entire portfolio of business credit cardsdelivering a fintech-grade experience backed by the trust and scale of the fifth-largest bank in the U.S. Our SM platform empowers small and medium-sized businesses with real-time visibility, proactive controls, and seamless integrations. In one place, teams can capture receipts, set spend controls, manage cards, sync with accounting software, and generate robust reportinghelping them save time, improve cash-flow visibility, and reduce financial risk.

If you're passionate about helping businesses take control of their spend, we'd love to talk. Our teams are committed to building the best possible products and experiences, working side-by-side with customers and iterating quickly to deliver outcomes that matter. With over half a million businesses already enabled on SM, we're scaling modern spend management at enterprise gradewithin a trusted financial institution.

As a Product Manager, you will :

• Identify, analyze and interpret business data using various kinds of techniques to meet business needs and requirements.
• Activate the connective tissue between U.S. Bank, customer experience, digital, technology, and business line strategy to identify and prioritize product / portfolio opportunities, and establish the product vision, charter and roadmap.
• Defines product outcomes and Objectives and Key Results (OKRs) to prioritize Features / Epics and breaks down work into actionable steps to facilitate product discovery, design, development and delivery.
• Manages the end-to-end product lifecycle and drives the product roadmap leveraging OKRs (Objectives and Key Results).
• Creates the product in conjunction with agile, experience design, technology and risk partners to achieve business and customer outcomes.
• In the case of technical products, understands and cares for the technical features, debt reduction and modernization of the technical product with expertise in the technology required of the product.

Basic Qualifications :

Product Management experience

Preferred Skills / Experience :

Expertise on the critical interdependencies among product model system elements that help and hinder performance; ability to plan and design solutions that synchronize resources to achieve business results using business metrics, key performance indicators, design systems, service blueprints, and reusability.

Ability to anticipate shifting market priorities, internal and external customer needs in a manner that consistently adds value.

Strong customer centricity to implement strategies and techniques used to ensure that customers have a positive experience with the organization's products and services at every touch point.

Knowledge of technical aspects of software products; ability to design, configure and integrate technical aspects of software products.

Knowledge of Agile ways of working, knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply knowledge of risk management appropriately to diverse situations.

Preferred skills : product PnL, product strategy, vision and planning, product discovery, product development, channel alignment and management, adoption, customer experience research, insight and execution, agile ways of working, go to market and sales channels, performance measurement and optimization, marketing and analytics, customer centricity.

Financial services, card / fintech platform experience; familiarity with risk, compliance, and regulatory expectations.

Experience scaling operations and / or through major enterprise expansions.

Formal training / certifications in SRE / incident management, change management or similar.

Vendor / partner governance and contract / SLA management experience.

10+ years in product operations, support / operations excellence, or large-scale platform operations, including 3+ years leading managers or multi-disciplinary teams.

Proven record building operating models, Service Level Agreements / Operating Level Agreements, and Key Performance Indicators frameworks for high-scale products; hands-on with incident / major event management and post-mortems.

Demonstrated success driving cross-functional programs end-to-end in complex, regulated or enterprise environments.

Exceptional communication and stakeholder management; ability to influence and align executives and partner leaders.

Fluency with operational tooling & analytics (e.g., ServiceNow / Jira or equivalent; dashboarding / BI).

Key Responsibilities :

As the Product Operations Lead, you will build and scale the operating model that powers Spend Management's day-to-day excellence at enterprise scale. You'll establish processes and communication cadences with front-line teams, design and govern Service Level Agreements / Operational Level Agreements, streamline issue intaketriageresolution, and orchestrate readiness for major releasesall to deliver a superior customer experience and measurable business impact. You will lead and grow a Product Operations team and prepare the organization to support a large and growing customer base, serving 600k+ companies plus an expansion expected to more than double volumes.

Build and lead the Product Operations function; define the operating model, and communication cadences across front-line, product, design, engineering, marketing, operations, and partner teams.

Define and govern key operational objectives and metrics that run the business (Key Performance Indicators, Service Level Agreements / Operational Level Agreements); instrument live dashboards and run recurring operational reviews to drive accountability and continuous improvement.

Establish and optimize the end-to-end issue lifecycle (intake ? triage ? swarming ? resolution ? root cause & prevention) to uphold critical Service Level Agreements and reduce time-to-resolve.

Own release readiness & change management for major launches; create playbooks, cutover plans; ensure teams, processes, and channels are prepared.

Design scalable processes, Standard Operating Procedures, and knowledge practices that improve customer experience and internal efficiency across channels and regions.

Lead cross-functional programs that increase reliability, quality, and adoption at scaleincluding capacity planning and operational enablement for new markets.

Partner with Risk / Compliance / Legal & Customer Support to ensure regulatory adherence, audit readiness, and clear incident / communications protocols.

Partner closely with call centers to ensure seamless handling of customer issues, consistent messaging, and readiness for new product features and releases.

Provide executive-level visibility into operational health; recommend and sequence investments that maximize customer outcomes and cost to serve.

Recruit, develop, and coach a high-performing Product Operations team; establish career paths and succession planning.

Benefits :

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location, or hours) :

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories.