Consumer Loan Underwriter

Job Description

Job Description

Salary : $48,360 - $65,000 annually, depending on experience

Public Safety Credit Unions mission is simple : to provide financial empowerment to the First Responder community. We live this mission every day by empowering our team members to learn, grow, and succeed. For over 90 years, weve proudly served Kansas Citys first responders, and today weve grown to over $185M in assets, 5 branch locations, and 45+ team members.

We are looking for a Consumer Loan Underwriter to join our Loan Services team and support PSCUs mission by delivering timely, accurate, and member-focused lending decisions.

The Ideal Candidate

Analytical Thinker : Evaluates financial data, credit reports, and loan documentation with precision and sound judgment.

Member-Focused : Dedicated to clear, courteous communication and offering solutions that serve members best interests.

Detail-Oriented : Maintains accuracy and compliance while managing multiple priorities in a fast-paced environment.

Collaborative : Works closely with team members and departments to ensure smooth lending operations.

Adaptable : Flexible to adjust to business needs and regulatory changes while maintaining service excellence.

The Main Duties

• Receive and analyze consumer and HELOC loan requests, reviewing applicants creditworthiness, income, and collateral.
• Make lending decisions within assigned authority; escalate complex requests with recommendations.
• Ensure loans comply with Credit Union policies, procedures, and State and Federal regulations.
• Complete post-closing activities, including documentation, credit bureau reporting, insurance, and titling.
• Communicate loan decisions promptly and courteously, offering alternative options when appropriate.
• Identify cross-sell opportunities and promote additional Credit Union products and services.
• Maintain accurate loan records in PSCUs CRM and lending systems.
• Recommend updates to lending policies and procedures to enhance efficiency and compliance.
• Provide backup support to other lending or collections functions as needed.

The Must-Have List

The Wish List

The Details

Credit Union Hours : MondayFriday 8 : 45 a.m. to 5 : 15 p.m., Saturday 8 : 45 a.m. to 1 : 15 p.m. (rotating schedule)

Status : Full-Time (40 hours), Non-Exempt

Starting Pay : $23.25 $31.25 per hour, depending on experience

Location

The Benefits

If youve read this far, you must be interested wed love to hear from you! Apply today to see if were a great fit.