Junior Underwriter

Job Summary

Performs administrative tasks to support the review of FHA, VA, and Conventional loan applications and corresponding documents to Automated Underwriting System (AUS) cases. Relies on instructions and pre-established guidelines to perform functions of the job. Works under immediate supervision.

Provides back-up support to the underwriting staff by performing the following tasks :

• Communicates with Branch Managers and Loan Officers regarding questions and concerns related to loans and applications
• Assists in the development of alternatives for solving difficult loan scenarios.
• Facilitates messaging within the UW department for general and escalated issues.
• Calculates loan-to-values, qualifying ratios
• Reviews current updates and bulletins on underwriting guideline manuals.
• Other duties as required.