Property Underwriter, Middle Market

Join Westchester's Middle Market Property team as an Underwriter and play a pivotal role in delivering innovative insurance solutions tailored specifically for the middle market segment. In this position, you will leverage your analytical skills and industry knowledge to assess complex property risks, ensuring that our clients receive comprehensive coverage that meets their unique needs. As part of a forward-thinking and collaborative team, you will engage directly with brokers and clients to craft tailored policies that align with Westchester's commitment to providing exceptional service and maintaining a competitive edge in the market. This is an exciting opportunity to make a significant impact in the dynamic middle market property space while contributing to the continued growth and success of Westchester.

Duties may include but are not limited to :

Solicits new and renewal submissions from brokers

Determines terms, conditions, and rating plans

Binds coverage

Documents the underwriting files

Handles more complex files within underwriting authority

Knowledge of insurance industry

Knowledge of underwriting concepts, practices, and procedures

Microsoft Word, Excel, and Outlook

Internet usage

Oral and written communication skills

Negotiation & marketing skills

Education & Experience :

3 years of Underwriting experience preferred

Bachelor’s degree preferred

Critical Competencies :

Fundamentals of coverage, terms and conditions : Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.

Risk Assessment : Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.

Financial proficiency : Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.

Actuarial fundamentals : Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.

Marketing and Communications : Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.

Systems and programs : Ability to use systems and software programs needed to conduct daily business.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.