High Net Worth Underwriter I

Wealth Lending Underwriter

Provide comprehensive and skilled underwriting and decisioning support to the Bank's Wealth Division Advisors and Lenders, focused on maximizing strategic Wealth Credit opportunities within acceptable risk and profitability expectations. Execute upon the Wealth Lending process with a focus on consistency, quality, growth, and profitability.

Essential Duties and Responsibilities :

• Provide exceptional underwriting analysis, structuring, pricing and decisioning for all Wealth Division credit requests requiring co-approval within acceptable risk parameters.
• Demonstrate a deep understanding of complex cash flow and tax returns for clients with multiple revenue streams.
• Exhibit the knowledge and ability to underwrite "specialty products" to include marine, recreation vehicles, securities, Regulation O, Regulation U, and airplanes. Includes knowledge related to lending to non-US citizens.
• Utilize high level of credit knowledge to understand and justify situations that would warrant policy exceptions based on appropriate compensating factors.
• Facilitate coaching and training to new advisors and lenders, and reinforce where applicable, to appropriately structure and document complex credit facilities with emphasis on identifying and mitigating exceptions.
• Assist in underwriting Premier segmented clients when necessary and maintain the knowledge to underwrite all consumer products offered by Consumer Lending.
• Share feedback and ideas to management that would help improve process and decisioning functions of the Wealth Lending Process.
• Complete annual regulatory, compliance, job-related and career advancing training.

Qualifications

Required Qualifications :

Preferred Qualifications :

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.