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Non-QM Underwriter

Non-QM Underwriter

Jet Direct MortgageBohemia, NY, United States
4 days ago
Job type
  • Full-time
Job description

Jet Direct Mortgage is looking for an experienced and ambitious Non-QM Underwriter to join our fast paced, goal oriented and supportive environment. If you are looking for visibility and to be in a role where you want to be part of a growing an organization, then this is the role for you.

Here is what we are looking for :

  • Review, analyze, and underwrite non-QM loan applications to assess creditworthiness, income, assets, and overall risk.
  • Evaluate alternative income documentation, including bank statements, 1099s, and other non-traditional sources.
  • Ensure compliance with all applicable regulatory requirements and company policies.
  • Communicate underwriting decisions effectively to internal teams and external partners.
  • Collaborate with loan officers, processors, and other team members to gather necessary documentation and resolve issues.
  • Maintain detailed and accurate records of underwriting decisions.
  • Stay updated on industry trends, guidelines, and regulatory changes related to non-QM lending.

Qualifications :

  • Minimum 5 years of experience in mortgage underwriting, with at least 2 years specializing in non-QM loans.
  • Thorough knowledge of non-QM loan products, guidelines, and regulations.
  • Strong analytical skills with the ability to assess complex financial scenarios.
  • Proficiency in mortgage software systems and tools (e.g., Encompass, Calyx, or similar).
  • Excellent communication and interpersonal skills.
  • Detail-oriented with strong organizational skills and the ability to meet deadlines in a fast-paced environment.
  • [Optional : Relevant certifications such as DE (Direct Endorsement) or LAPP / SAR preferred but not required.]
  • What you will get :

  • Competitive compensation and incentives
  • Excellent benefit packages that includes Medical, Dental, 401(k), Life Insurance, paid holidays, and more!
  • A supportive positive management team
  • Technical support providing help desk, reporting and lead management, equipment troubleshooting and more.
  • Come join our team! We will help you meet and exceed your goals for 2025 and beyond!

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    Underwriter • Bohemia, NY, United States

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