Wealth - Investment Finance Underwriter

The IF Specialist Lead is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function / job family.

Responsibilities :

Assisting in the marketing and sale of the IF Product range through preparation of materials and maintenance of databases

Assist in the preparation of EDAC and Greenlight memos (as applicable)

In partnership with the Transactors, assist with the structuring and execution of more complex or tailored transactions, meeting Risk Acceptance Criteria

Full loan underwriting with appropriate risk return characteristics of Citi Private Bank’s standard product range, ensuring appropriate compliance with Credit Policy and Risk Acceptance standards

Preparation of Credit Applications ensuring accuracy and completeness of data

Financial Analysis including cash flow statements

Collateral Evaluation covering Marketable Securities, Property and other asset classes

Preparing and negotiating credit documentation for facilities, including liaison with external counsel as required as well as undertaking the annual review of documentation

Preparing and reviewing facility covenants

Assisting in Portfolio Management, including CA Annual reviews, covenant monitoring and compliance, waivers and extensions and all related system maintenance

Problem Recognition and assisting with classified loans remedial management

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications :

6-10 years of experience

Strong and proven analytical, financial structuring and execution skills

Experience as a credit officer

Strong knowledge of Citibank’s Credit Policies, Product Programs and Citi Policies

An in depth knowledge and understanding of Financial Analysis including Financial and cash flow modelling

Excellent communication (written and verbal) and interpersonal skills

Good negotiation skills

Strong initiative and interactive approach to problem solving

Displays flexibility and independence in a demanding environment

Team Player

Education :

• Bachelor's / University degree, Master's degree preferred

Job Family Group : Risk Management

Job Family : Credit Decisions

Time Type : Full time

Primary Location :

Fort Lauderdale Florida United States

Primary Location Full Time Salary Range :

$107,120.00 - $160,680.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including : medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills

For complementary skills, please see above and / or contact the recruiter.

Anticipated Posting Close Date :

Aug 20, 2025

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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Citi is an equal opportunity and affirmative action employer.

Minority / Female / Veteran / Individuals with Disabilities / Sexual Orientation / Gender Identity.