Mortgage Processor

Job Description

Job Description

CLASSIFICATION : Non-exempt

REPORTS TO : Manager of Mortgage Loan Operations

JOB DESCRIPTION

Summary / Objective

Responsible for processing all secondary market and in-house portfolio loans which includes gathering documents from borrowers, reviewing and / or preparing disclosures, ensuring application is complete and accurate, ordering all necessary reports for the file, and submitting to underwriting.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Process Secondary Market and In-house portfolio mortgage loans.
• Prepare or review disclosures to TRID guidelines.
• Customer Service

Act as a liaison between underwriter, loan originator and client.

Collect required documentation from Originator and client and follow up on missing items.

Ensure that all customer files are complete and in compliance with regulatory guidance and internal policies.

Prepare denial letter(s), withdraws, and cancel files when necessary.

Other Duties

Skills / Abilities

Supervisory Responsibility

This position does not have supervisory responsibilities.

Work Environment

This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.

Physical Demands

This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.

Travel

Limited local travel may be required for this position.

Education and Experience

Equal Employment Opportunity / M / F / disability / protected veteran status

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.