Talent.com
Mortgage Banker

Mortgage Banker

Premier, Inc.Sioux Falls, SD, United States
1 day ago
Job type
  • Full-time
Job description

Location : Sioux Falls, SD

Shift : M-F 8am - 5pm

Job Schedule : Full-Time

Company : First PREMIER Bank

About the Role To solicit and originate mortgage loans saleable to the secondary market. Additional responsibilities include cross-selling mortgage loan customers with other bank products and services.

Job Duties and Responsibilities

  • Originate secondary market real estate loans.
  • Process applications as needed.
  • Assist with all areas of mortgage process from application through closing as needed.
  • Schedule appointments.
  • Interview applicants.
  • Determine eligibility and appropriate loan programs.
  • Complete applications.
  • Schedule closings.
  • Cross-sell other Bank products and services.
  • Read updates and guidelines changes for FHA, VA, SDHDA and Conventional loan products and regulatory issues.
  • Keep abreast of secondary market enhancements and industry changes.
  • Assist Mortgage Associates with issues and questions regarding loan files, closings and documentation.
  • Review files for timely service and closings.
  • Solicit business from realtors, personal bankers and Bank customer base.
  • Build relationships with realtors.
  • Turn rate calls into sales calls.
  • Build awareness of mortgage loan products and rates within and outside the Bank.
  • Participates in community civic and social organizations.
  • Receive sales leads and contact potential customers.
  • Outside sales meetings consisting of 30 to 40% of time from the office to gather or present customer material as follows :

Attend community functions to establish client calls.

  • Collect financial data from customers.
  • Identify loan products matching customer’s needs.
  • Explains terms available to customers.
  • Compile and present documentation to customers.
  • Finalize loan sale.
  • Provide assistance to VP, Mortgage Banking Manager, to develop and conduct department training.
  • Provide assistance as needed to internal and external auditors / examiners.
  • Research and recommend enhancements to computer systems used within the department.
  • Negotiate terms with secondary market investors.
  • Work with portfolio loan programs.
  • Skills and Qualifications

  • 2+ years in a real estate origination department or environment.
  • Must possess working knowledge of Mortgage Banking processes and procedures.
  • Combination of education / experience that would enable incumbent to meet essential functions and required competencies of the position.
  • Bachelor’s degree in business administration, Finance or related area, or equivalent related experience required.
  • Working knowledge of all bank products and services.
  • Direct sales and business development experience.
  • Strong sales, communication, cross-selling, sales planning skills.
  • Demonstrate strong verbal and written communication skills.
  • Ability to maintain confidentiality required.
  • Basic computer skills.
  • Proficiency of the English language.
  • Exceptional verbal and written communication skills.
  • Ability to concentrate and work independently.
  • Attention to detail, analytical and problem-solving skills.
  • Capacity to learn, adapt to change, and become proficient quickly.
  • Ability to handle stress, exercise self-control, adhere to company policies and procedures and uphold the PREMIER Way.
  • Understand investor and insurer requirements to ensure compliance and loan sale ability.
  • Competitive Benefits Package

  • Full medical benefits when working 20+ hours per week
  • Traditional and High Deductible health plan options available
  • FREE dental and vision coverage
  • Generous Paid Time Off plans
  • 401(k) – dollar-for-dollar match up to 5% of total compensation
  • Special discounts and offers for events at the Denny Sanford PREMIER Center
  • PREMIER Wellness Program
  • Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
  • Fun Employee Parties
  • Our Culture

  • Emphasis on personal success, respect, health, wellness, fun and giving back
  • Employees are rewarded, valued, and celebrated for hard work
  • Various Career advancement opportunities and growth
  • Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more
  • Equal Opportunity Employer

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Banker • Sioux Falls, SD, United States

    Related jobs
    • Promoted
    Director of Mortgage Banking

    Director of Mortgage Banking

    MinnWest CorporationSioux Falls, SD, United States
    Full-time
    Minnwest is a family owned, community bank based in Minnesota and South Dakota.We believe our success is measured by the extent in which we have a positive impact on the communities we serve.We are...Show moreLast updated: 1 day ago
    • Promoted
    Mortgage Loan Originator Assistant

    Mortgage Loan Originator Assistant

    Premier, Inc.Sioux Falls, SD, United States
    Full-time
    Responsible for assisting lenders and mortgage leaders in a variety of capacities to achieve department goals.Assists with daily production and management of the assigned loan pipeline.Job Duties a...Show moreLast updated: 1 day ago
    • Promoted
    Drive with DoorDash - Be Your Own Boss

    Drive with DoorDash - Be Your Own Boss

    DoorDashFlandreau, SD, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Delivery Driver - Be Your Own Boss

    Delivery Driver - Be Your Own Boss

    DoorDashFlandreau, SD, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Drive with DoorDash - Onboarding / Onboard

    Drive with DoorDash - Onboarding / Onboard

    DoorDashPipestone, MN, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Family Medicine

    Family Medicine

    The Inline GroupRock Rapids, Iowa, US
    Full-time
    Family Medicine physician job in Iowa : The Inline Group -.Average Patients seen : 20-22 patients per day.Compensation : - 2-year salary guarantee of $315,000- Lucrative retention bonuses over $100...Show moreLast updated: 21 days ago
    • Promoted
    Commercial Banker

    Commercial Banker

    First Western Bank & TrustSioux Falls, SD, United States
    Full-time
    First Western Bank & Trust has a full-time opening for an experienced Commercial Banker in Sioux Falls.Commercial Banker Benefits Include : . Paid Vacation, Sick Leave and Holidays.Develop new commerc...Show moreLast updated: 1 day ago
    • Promoted
    Senior Ag / Business Banking Officer

    Senior Ag / Business Banking Officer

    Peoples BankRock Valley, IA, US
    Full-time
    Reporting to the Location President, the Senior Ag / Business Banking Officer is responsible for assisting with the daily operations of the branch, helping to lead lending and business development in...Show moreLast updated: 30+ days ago
    • Promoted
    Restaurant Delivery - Be Your Own Boss

    Restaurant Delivery - Be Your Own Boss

    DoorDashLuverne, MN, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Restaurant Delivery - Sign Up in Minutes

    Restaurant Delivery - Sign Up in Minutes

    DoorDashFlandreau, SD, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Mortgage Banker

    Mortgage Banker

    First PREMIER BankSioux Falls, SD, United States
    Full-time
    To solicit and originate mortgage loans saleable to the secondary market.Additional responsibilities include cross-selling mortgage loan customers with other bank products and services.Job Duties a...Show moreLast updated: 1 day ago
    • Promoted
    In-House Mortgage Loan Closer

    In-House Mortgage Loan Closer

    First International Bank & TrustSioux Falls, SD, United States
    Full-time
    First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work. First International Bank and Trust is seeking an In-House Mortgage ...Show moreLast updated: 6 days ago
    • Promoted
    Mortgage Closing Specialist

    Mortgage Closing Specialist

    1st Financial Bank USASioux Falls, SD, United States
    Full-time
    Sioux Falls, SD (This is an on-site position).BFI”) provides mortgage loans to home building companies and rental home investment companies across the country. Clients chose BFI for great pricing, g...Show moreLast updated: 8 days ago
    • Promoted
    Mortgage Loan Officer

    Mortgage Loan Officer

    Black Hills Federal Credit UnionSioux Falls, SD, United States
    Full-time
    We have the fundamental belief that we, as an organization, can and will improve lives.Rooted in the centuries-old credit union philosophy of people helping people, we maintain a simple premise.Tho...Show moreLast updated: 1 day ago
    • Promoted
    Drive with DoorDash - Sign Up in Minutes

    Drive with DoorDash - Sign Up in Minutes

    DoorDashFlandreau, SD, United States
    Full-time +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...Show moreLast updated: 9 days ago
    • Promoted
    Merchant Support Specialist

    Merchant Support Specialist

    TEKsystemsSioux Falls, SD, United States
    Permanent
    Are you a natural problem-solver with a heart for helping people through tough situations? •.Do you thrive in conversations that require empathy, resilience, and a sharp mind? If so, this role might...Show moreLast updated: 3 days ago
    • Promoted
    Wealth Management Group - Operations Specialist

    Wealth Management Group - Operations Specialist

    Peoples BankRock Valley, IA, US
    Full-time
    The Wealth Management Group Operations Specialist reports directly to the Wealth Management Group Lead Operations Specialist and is responsible for assisting WMG Officers in management of client re...Show moreLast updated: 30+ days ago
    • Promoted
    Account Manager

    Account Manager

    First MainStreet Insurance, L.C.Pipestone, MN, US
    Full-time
    POSITION TITLE : Account Manager .REPORTS TO : Operations Department .CLASSIFICATION : Exempt &...Show moreLast updated: 30+ days ago