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Portfolio Manager Team Lead
Portfolio Manager Team LeadInbank • Greenwood Village, CO, United States
Portfolio Manager Team Lead

Portfolio Manager Team Lead

Inbank • Greenwood Village, CO, United States
30+ days ago
Job type
  • Full-time
Job description

Portfolio Manager Team Lead

  • Location6380 S Fiddlers Green Cir #108a, Greenwood Village, CO, 80111, United States
  • Base Pay$100000.00 - $135000.00 / Year
  • Job CategoryRisk
  • Employee TypeFT Exempt
  • Required Degree4 Year Degree
  • Manage OthersNo
  • Minimum Experience2 Years

Description

SUMMARY OF JOB :

Lead the credit underwriting and portfolio management process for commercial loans (C&I, Agricultural, Enterprise Value, Real Estate, Construction, Tax Incentivized, Private Banking, etc.), in a manner designed to maximize efficiency, accuracy, and quality. This position will also lead and manage a team of portfolio managers, underwriters and credit analysts. Collect, compile, and analyze financial information to facilitate lending and monitoring decisions for commercial credit requests. Work closely with Bankers, Customers, and Credit Administration to steer the credit underwriting and portfolio monitoring process and ensure it is supportive and collaborative.

ESSENTIAL JOB RESPONSIBILITES :

  • Manage the loan underwriting process and underwriting pipeline to ensure credit quality and accuracy of output by Credit Analyst / underwriters, and Portfolio Manager team.
  • Underwrite complex C&I, Agricultural, Enterprise Value, Real Estate, Construction, Tax Incentivized, and Private Banking loan transactions for new and existing clients with complicated borrowing structures. Responsible for compilation of data and interpreting outcomes of analysis, utilizing sound credit underwriting skills to recommend credit decisions, maximize credit quality and minimize risk / potential loss to the Bank.
  • Assist Credit Administration and Commercial Banking Staff with Pre-Flight / Loan Committee presentations.
  • Collaborate with Bankers on calls with existing and potential Customers to better understand client needs to grow the Banks Book of Business.
  • Ongoing monitoring of Commercial Banking Products to provide portfolio-wide metrics used for regulatory reporting, internal risk assessment / mitigation, Executive Management strategic decisioning, etc.
  • Strong sense of urgency and commitment to the Companys loan growth goals.
  • Work with Bankers to mentor Credit Analysts / Portfolio Managers for the ongoing monitoring of Banks Commercial Loan Portfolio.
  • Maintain current knowledge and follow all bank financial and security regulations and procedures.
  • Embody, embrace, and demonstrate InBanks Core Values : Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
  • Other duties as assigned.
  • SPECIFIC DUTIES AND RESPONSIBILITIES :

    Customer Service : Ability to work effectively with both internal and external contacts. Maintains confidentiality in handling customer and bank information.

    Financial : Advanced knowledge of commercial banking, economics, accounting, and finance.

    Administrative Duties : Not Applicable

    Autonomy : Routinely uses critical-thinking skills to appropriately address complex business problems.

    Employees Supervised : Not Applicable

    Budget Responsibility : Not Applicable

    Requirements

    Education :

  • Bachelors degree or equivalent work experience
  • Work Experience :

  • 2+ years of experience in credit analysis and / or lending activities. 2+ years experience in SBA loans / lending.
  • Supervisory Experience :

  • Not Applicable
  • Licenses / Accreditations :

  • None required
  • Computer Skills :

  • Intermediate skills with Microsoft Office Suite, Analysis Software (Moodys, MetroStudy)
  • Other Requirements :

  • Proficient working knowledge of financial and spread analysis, credit, lending, and underwriting processes and principles.
  • Proficient working knowledge of credit risk and relationship manager teams.
  • Solid internal and external relationship and communication skills both verbal and written.
  • Strong organizational skills and ability to multi-task efficiently and accurately in a production-oriented environment.
  • Ability to make sound decisions and recommendations regarding credit risk (quality, structure, etc.).
  • Ability to think critically, operating independently, and take accountability.
  • Occasional travel may be required for meetings / trainings.
  • Must be able to use fingers, hands, and wrists for repetitive tasks such as typing, using a mouse, handling paper, and operating a telephone.
  • Preferred Skills / Experience :

  • Prior supervisor experience preferred.
  • Ability to provide sound credit decisions utilizing strong background in evaluating personal and business financials.
  • Strong attention to detail and accuracy; professional and courteous communication skills.
  • Ability to effectively communicate between key internal business partners
  • Compensation details : 100000-135000 Yearly Salary

    PI9135a7955a67-29952-38910363

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    Portfolio Manager • Greenwood Village, CO, United States

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