Loan Closer

Flat Branch Home Loans IncColumbia, MO, US

30+ days ago

Job type

Full-time

Job description

Job Description

Description : Basic Description :

We are seeking an experienced and detail-oriented Mortgage Loan Closer to join our team. You must have at least two years of experience working with loans, either in closing or title. We work with a high volume of loans, so you need to be comfortable working in a fast-paced environment. Our ideal candidate is thorough, self-motivated, familiar with governmental and industry guidelines for loan approvals, and can communicate effectively with all involved parties.

Responsibilities :

Complete data entry and verify all payment information, dollar amounts & payees, and contact information for all parties to create release and track receipt of Closing Disclosure by Borrower to ensure compliance with TRID regulations.
Send closing instructions to title companies. Balance and approve final numbers / Closing Disclosure (both Borrower and Seller sides).
Review conditions provided by Underwriting and ensure that any remaining outstanding conditions are cleared prior to closing.
Timely verification of employment information as submitted on applications.
Complete order and release funds for loans prior to closing date / time.
Preparation of all loan documents as required by investors and Flat Branch guidelines prior to closing date / time.
Review all documents for completeness and accuracy and ensure proper execution prior to closing.
Run / complete final compliance and data checks.
Respond in a timely manner to potential suspense or citation items related to post-closing activities. Issue Post-Consummation Closing Disclosures as needed.
Must be able to work in a fast-paced environment and handle many moving parts simultaneously while also in a remote environment.
Accepts all other duties as assigned.

Requirements :

Qualifications & Skills :

2 years of Mortgage Closing / Title experience required. The right candidate with other mortgage related experience may be considered.

Requires accuracy, organization, and a high attention to detail

Excellent written and verbal communications skills, and the ability to effectively communicate across the organization and with business partners.

Requires basic math & logic skills, along with abstract thinking and mental agility to instinctively solve problems and manage constantly changing priorities.

Self-motivated and capable of managing responsibilities in a fully remote environment.

Pay Range : $20 / hour + depending on experience.

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Closer • Columbia, MO, US