Join Mitsubishi UFJ Financial Group
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Overall Purpose Of Job :
Support portfolio management in the handling of credit coverage for non-investment grade corporate, leverage finance, and sponsor-backed clients in our Energy Finance vertical, which includes upstream (inclusive of reserve-based lending), downstream, and midstream clients.
Responsibilities :
- Support the management of the Energy Finance industry vertical corporate loan portfolio
- Perform due diligence and regularly scheduled evaluation of loan portfolio
- Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure
- Modeling skills required for both credit application process and quarterly credit watch presentations
- Responsible for the coordination and communication of account information across various constituencies throughout the organization
- Responsible for knowledge of country / risk factors on a macro level
- Responsible for knowledge of the energy industry and all current events in assigned portfolio utilizing internal and external sources
- Oversight of covenants compliance database and facility closing due diligence, including documentation
- Attend Relationship Manager customer meetings, when appropriate
- Special projects, as assigned
Advanced Credit / Underwriting Solutions :
Work within deal team environment (with Global Relationship Management, Syndications & MUFG Securities) supporting Senior Portfolio Managers (PMs) in the development and analysis of financing structures / strategies to support / identify capital markets and corporate liability management opportunitiesPrescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needsUnderstand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activityParticipate in client and bank meetings as necessaryPolicy And Deal Advocacy :
Supporting the Senior PM, communicate and negotiate with credit division for transaction approval, including final hold level strategies to ensure alignment of risk strategy and policyEvaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group levelEnsure compliance with policy and regulatory requirementsRequirements :
A Bachelor degree, with an MBA, CPA, or CFA Level 1, 2 or 3 is preferredA minimum of 1 year of experience in a related roleSolid credit & analytical backgroundStrong financial spreading / modeling skillsCompletion of formal credit-training program at a money center bank is preferredStrong written, verbal and interpersonal skillsProficient computer skills in Microsoft Word, Excel, and PowerPointAble to work independently and under pressureThe typical base pay range for this role is between $95-110K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and / or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.