Managing Principal - Institutional Payments Lead

Managing Principal - Institutional Payments Lead

Capital Markets is part of Capco's DNA. In fact, the Capco name was inspired by this domain. The Capital Markets team delivers expert consulting skills and deep product and functional knowledge across all areas of the front office, operations, technology, risk, finance and compliance. Our clients include the largest investment banks, global universal banks and capital markets divisions from regional banks across the country and around the globe.

Our delivery expertise spans across launching new lines of business, coordinating high-impact regulatory response programs, leading complex integration projects and analyzing the dependencies in an application rationalization effort. We have a consistent track record in helping clients with significant cost reductions and ensuring our clients grow, change and compete.

As an Institutional Payments Lead within the Capital Markets practice, you will advise global banks, capital markets firms, and institutional clients on transforming their payment capabilities. You will lead engagements focused on strategy, operating model design, regulatory readiness, and technology enablement across the institutional payments landscape. This role combines deep domain expertise with consulting acumen to deliver high-impact solutions in a rapidly evolving payments ecosystem.

Lead client engagements focused on institutional payment strategy, modernization, and operational transformation.

Advise on payment infrastructure upgrades (e.g., ISO 20022, real-time payments, SWIFT gpi), treasury optimization, and cross-border payment flows.

Develop business cases, target operating models, and implementation roadmaps for institutional payment initiatives.

Produce white papers, POVs, and client presentations on emerging trends in institutional payments, including digital assets, CBDCs, and DLT.

Represent the firm at industry events and contribute to thought leadership in payments innovation and regulatory change.

Support business development efforts by identifying opportunities, shaping proposals, and participating in client pitches.

Mentor junior consultants and contribute to capability building within the payments advisory team.

Work closely with technology, risk, and compliance teams to deliver integrated solutions.

Partner with product and operations leaders across client organizations to align strategy with execution.

Bachelor's degree in Business, Finance, Economics, or related field; MBA or equivalent preferred.

812 years of experience in institutional payments, treasury services, or transaction banking, with at least 3 years in a consulting or advisory role.

Strong understanding of payment systems (SWIFT, Fedwire, CHIPS), market infrastructures (CLS, DTCC), and regulatory frameworks (e.g., PSD2, AML, KYC).

Experience advising on digital transformation, fintech partnerships, or payment modernization programs.

Familiarity with capital markets payment flows (e.g., margin calls, collateral movements, FX settlements).

Excellent communication, stakeholder management, and analytical skills.

Proven ability to lead client engagements and deliver strategic recommendations.

A career at Capco is a chance to help reshape the competitive landscape in financial services. We launch new banks, transform existing ones, and help our clients navigate complex change. As consultants, we work on the front-end business design all the way through to technology implementation.

We are the largest Financial Services focused consultancy in the world, serving everyone from global banks to emerging FinTechs, from strategy through digital transformation, design, business consulting, data and analytics, cyber, cloud, technology architecture, and engineering.

Capco is a young and growing firm. We maintain an entrepreneurial spirit and growth mindset and have minimal bureaucracy. We have no internal silos that get in the way of your career opportunities or ability to focus on our clients and make a difference to the business. We offer the opportunity for everyone to learn rapidly, take on tough challenges, and get promoted quickly. We take pride in our creative, collaborative, diverse, and inclusive culture, where everyone can #BYAW.

We offer highly competitive benefits, including medical, dental and vision insurance, a 401(k) plan, tuition reimbursement, and a work culture focused on innovation and creation of lasting value for our clients and employees.

If this sounds like you, we would love to hear from you. This is an opportunity to make a difference and contribute to a highly successful company with a significant growth trajectory.