Talent.com
Credit Risk Intern (Auto)
Credit Risk Intern (Auto)Santander Holdings USA Inc • Dallas, TX, United States
Credit Risk Intern (Auto)

Credit Risk Intern (Auto)

Santander Holdings USA Inc • Dallas, TX, United States
12 days ago
Job type
  • Full-time
Job description

Credit Risk Intern (Auto)

Country : United States of America

Your Journey Starts Here :

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

What you will gain

Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.

The 2026 Santander Summer Internship Program is for undergraduate students and / or graduate level students who have an expected graduation date between December 2026 and May / June 2027.

Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX .

  • The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Salary : $62,400 / year for an undergraduate student OR $83,200 / year for a graduate student

Before applying, please keep in mind that our internship program does not offer any relocation assistance.

What we offer you

You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.

As a Credit Risk Intern, you will gain a strong foundation in credit risk management within the financial services industry. You will work alongside experienced professionals to evaluate borrower creditworthiness, analyze portfolio performance, and identify potential risk exposures. Through hands-on projects, you will contribute to enhancing risk assessment tools, refining monitoring processes, and supporting governance activities. This role will strengthen your analytical skills, deepen your understanding of credit risk frameworks, and build your ability to communicate insights effectively across teams.

Responsibilities of the credit risk internship role may include but are not limited to :

  • Analyze credit portfolios to identify risk trends, emerging concerns, and opportunities for improvement.
  • Assist in assessing borrower creditworthiness through credit quality analysis, credit scoring, and other risk assessment tools.
  • Participate in various credit risk management projects and initiatives, including policy reviews, pricing initiatives, and process enhancements.
  • Prepare ad hoc reports to support senior and executive management with portfolio performance updates and credit exposure analyses.
  • Assist in the preparation and review of credit risk-related materials for working group and credit risk committees.
  • Gain understanding of the supporting roles within internal departments including Pricing strategy, model development, dealer management, loss forecasting and operational risk.
  • What we are looking for

  • An undergraduate student and / or graduate student with an expected graduation date between either December 2026 or May / June 2027.
  • Area of Study : All majors welcome; Finance, Economics, Accounting, Statistics, Data Analytics, or related fields preferred.
  • Cumulative GPA is 3.0 or above.
  • Demonstrates intellectual curiosity and courage.
  • Strong English communication skills both written and spoken required.
  • Analytical thinkers with a strong attention to detail.
  • Organized and able to manage time and multiple tasks efficiently.
  • Ability to work independently on special projects.
  • Ability to effectively contribute to a team environment.
  • It would be nice to have

  • Coursework in or exposure to accounting, finance, economics, or business. (Preferred)
  • Experience in Microsoft Office products. (Preferred)
  • Experience in SQL server, Data Analytics. (Preferred)
  • What Else You Need To Know :

    The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

    Link to Santander Benefits :

    Santander Benefits - 2025 Santander OnGoing / NH eGuide ()

    Risk Culture :

    We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

    EEO Statement :

    At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

    Working Conditions :

    Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and / or furniture may be required .

    Employer Rights :

    This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

    What To Do Next :

    If this sounds like a role you are interested in, then please apply.

    We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

    Primary Location : Dallas, TX, Dallas

    Other Locations : Texas-Dallas

    Organization : Santander Consumer USA Inc.

    Create a job alert for this search

    Credit Intern • Dallas, TX, United States

    Related jobs
    CDL-A OTR Truck Driver - Average $62,504 / Year - 3 Months Exp. Required

    CDL-A OTR Truck Driver - Average $62,504 / Year - 3 Months Exp. Required

    C.R. England • Ennis, TX, US
    Full-time
    England is Now Hiring CDL-A OTR Truck Drivers in East Texas!.Drivers Average $62,504 Annually • - Full Benefits.A valid CDL-A and 3+ months of current experience are required.This lane is not suitab...Show more
    Last updated: 30+ days ago • Promoted
    Car Wash Assistant Manager

    Car Wash Assistant Manager

    Wash Masters Midlothian • Midlothian, TX, US
    Full-time
    First Step : Start by completing our Culture Index Survey : .This helps us understand how you’re naturally wired for success—takes just 10 minutes and you will not be considered without it...Show more
    Last updated: 30+ days ago • Promoted
    Assistant Car Wash Manager

    Assistant Car Wash Manager

    Zips Car Wash • Rockwall, TX, US
    Full-time
    Are you enthusiastic about leading teams to success and providing outstanding customer service? If so our Assistant Car Wash Manager position at ZIPS Car Wash located at 2360 South Goliad Street Ro...Show more
    Last updated: 30+ days ago • Promoted
    Remote Financial Planner - AI Trainer

    Remote Financial Planner - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Credit Risk Associate

    Credit Risk Associate

    Citigroup • Irving, TX, US
    Full-time
    Working at Citi is far more than just a job.A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your caree...Show more
    Last updated: 3 days ago • Promoted
    Risk Management - Auto Collections Risk - Senior Associate

    Risk Management - Auto Collections Risk - Senior Associate

    JPMorgan Chase • Plano, TX, US
    Full-time
    Senior Associate, Auto Risk Management.Bring your expertise to JPMorgan Chase.As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.You hel...Show more
    Last updated: 30+ days ago • Promoted
    Remote Financial Analyst - AI Trainer

    Remote Financial Analyst - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Remote Senior Financial Analyst - AI Trainer

    Remote Senior Financial Analyst - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Assistant Manager - Car Wash

    Assistant Manager - Car Wash

    Zips Car Wash • Rockwall, TX, US
    Full-time
    Are you enthusiastic about leading teams to success and providing outstanding customer service? If so our Assistant Manager - Car Wash position at ZIPS Car Wash located at 2360 South Goliad Street ...Show more
    Last updated: 30+ days ago • Promoted
    Year-Round Intern - Stress Testing & Liquidity Risk Management

    Year-Round Intern - Stress Testing & Liquidity Risk Management

    The Options Clearing Corporation • Dallas, TX, United States
    Full-time
    THIS POSITION IS NOT ELIGIBLE FOR VISA SPONSORSHIP • • • • •.Please note, this position is not eligible for employment sponsorship. A World Class Clearing Organization.OCC is the largest equity derivativ...Show more
    Last updated: 30+ days ago • Promoted
    Risk, Credit Risk, Associate, Dallas

    Risk, Credit Risk, Associate, Dallas

    Goldman Sachs • Dallas, TX, US
    Full-time
    The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, moni...Show more
    Last updated: 30+ days ago • Promoted
    Risk Management - Auto Collections Risk - Senior Associate

    Risk Management - Auto Collections Risk - Senior Associate

    Chase • Plano, TX, US
    Full-time
    Show more
    Last updated: 30+ days ago • Promoted
    Internal Audit, Technology Audit, Credit Risk, Vice President, Credit Risk, Dallas

    Internal Audit, Technology Audit, Credit Risk, Vice President, Credit Risk, Dallas

    Goldman Sachs • Dallas, TX, US
    Full-time
    Internal Audit Corporate Risk Technology Auditor.In Internal Audit, we ensure that Goldman Sachs maintains effective controls by assessing the reliability of financial reports, monitoring the firm'...Show more
    Last updated: 28 days ago • Promoted
    Remote Commercial Banking Analyst - AI Trainer

    Remote Commercial Banking Analyst - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Car Wash Assistant Manager

    Car Wash Assistant Manager

    Wash Masters Waxahachie • Waxahachie, TX, US
    Full-time
    First Step : Start by completing our Culture Index Survey : .This helps us understand how you’re naturally wired for success—takes just 10 minutes and you will not be considered without it...Show more
    Last updated: 30+ days ago • Promoted
    Remote Finance Director - AI Trainer

    Remote Finance Director - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Remote Finance Advisor - AI Trainer

    Remote Finance Advisor - AI Trainer

    Data Annotation • Rockwall, Texas
    Remote
    Full-time +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the q...Show more
    Last updated: 30+ days ago • Promoted
    Medical Device Sales – Paid Internship

    Medical Device Sales – Paid Internship

    Medical Sales College • Farmersville, Texas, US
    Internship
    Description Medical Device Sales - Paid Internship Looking for a rewarding and lucrative career in the medical sales industry? Our paid Internship may be the right path for you! Here are just some ...Show more
    Last updated: 30+ days ago • Promoted