Job Description
Job Description
Mortgage Loan Officer
Motivation Mortgage | Charlotte, NC | Full-Time
Grow Your Pipeline. Grow Your Career.
At Motivation Mortgage , we’re built for ambitious loan officers who want more—more opportunity, more support, and more ways to grow their business. Whether you're a seasoned pro with deep referral networks or someone looking for a fresh environment that provides leads and operational backing, we’re here to help you succeed.
We’re actively hiring experienced Mortgage Loan Officers with 3+ years in the industry , offering the flexibility to self-generate business and the support of warm leads through our referral partner network . We’ve built strong relationships with trusted real estate agents, financial professionals, and investor groups—giving you a steady flow of opportunities while you continue building your own book of business.
Bonus Opportunity :
If you have experience working with real estate investors —handling products like DSCR loans, fix-and-flip financing, or other investor-focused solutions —you’ll have a unique opportunity to tap into a growing pipeline from one of our established investor groups . Not required, but a major plus for candidates with that background!
Key Responsibilities :
- Cultivate relationships with homebuyers, real estate agents, financial advisors, and other referral sources to generate mortgage applications
- Leverage warm leads provided by our relationship managers while continuing to grow your personal network and pipeline
- Conduct needs assessments to recommend suitable loan products, including conventional, FHA, VA, and niche products like DSCR and fix-and-flip loans
- Guide clients through the mortgage process from application to closing, delivering outstanding service at every step
- Collaborate with our in-house processing and operations team to ensure fast, efficient closings
- Stay informed on market trends, mortgage guidelines, and loan product offerings to provide expert advice to clients and partners
- Maintain compliance with all regulatory requirements and internal policies
What We’re Looking For :
3+ years of mortgage origination experienceProven ability to self-generate business through relationship building, networking, and referralsStrong communication and interpersonal skillsNMLS license (active and in good standing)Familiarity with investor products (DSCR, fix-and-flip, etc.) is a plus , but not requiredHighly organized and motivated with a desire to grow your career and incomeWhy Motivation Mortgage?
Warm Leads : Benefit from a steady stream of opportunities through our established referral partner networkInvestor Pipeline : Take advantage of exclusive investor relationships if you have experience working with investment clientsCompetitive Compensation : Aggressive commission structure designed to reward top producersOperations & Processing Support : Partner with an experienced operations team that prioritizes fast turn times and smooth closingsDirect Access to Leadership : Work alongside ownership and leadership for ongoing mentorship, training, and supportMarketing Resources : Access to social media content, co-branded marketing materials, and event opportunities to help grow your brandCareer Growth : Opportunities for leadership roles, expanded territories, and ongoing professional development as we continue to scaleAbout Motivation Mortgage :
Motivation Mortgage is a dynamic mortgage brokerage based in Charlotte, NC, built to support the growth of our clients, partners, and team members. With competitive pricing, top-tier operational support, and a focus on building lasting relationships, we’re here to help you take your career to the next level.