Insurance Agent (Entry Level / Experienced)

Job Description

Job Description

The Tipton Agency (TA) serves as a comprehensive provider of life insurance and retirement solutions. What do we provide? At TA, we partner with a national brokerage firm to help our clients obtain affordable and dependable insurance, manage debt, and protect their retirement savings.

How do we accomplish this?

We maintain a nationwide inventory of leads from prospective clients who are looking for optimal financial protection tailored to their unique situations. Our 'in-house product specialists' collaborate with us to assess what clients may qualify for based on their provided details, including age, health conditions, and financial responsibilities and objectives. We proactively reach out to these clients to verify their information and schedule appointments to discuss their options.

You have the flexibility to meet clients through various methods, whether via phone calls, Zoom meetings, in-person visits, or even over a meal. This allows for remote, in-person, or a hybrid approach to client meetings. Once clients select their coverage and / or investment plans, we facilitate the process by accessing our sales platform and submitting the required applications for underwriting. Upon approval, commissions from the carrier are deposited directly into your bank account, with some carriers providing instant approval that allows for next-day payment.

What is the compensation structure?

This position operates on a fully uncapped commission basis, with no income limits or minimum quotas. New part-time agents typically earn between $3,000 and $5,000 monthly for 15-20 hours of work (approximately six policies), resulting in an annual income around $70,000. Unlicensed agents without prior experience can start part-time on a flexible schedule and transition to full-time after training. Full-time agents generally earn between $15,000 and $17,000 monthly (15-20 placed policies), translating to an annual income between $150,000 and $200,000. Additional passive income may be generated through agency activities. The brokerage and carriers provide bonuses and incentive trips. This uncapped earnings position allows you to increase your income by meeting with more clients. Our carriers promote business engagement and frequently offer bonuses, trips, and other incentives. Your success and income are directly linked to your efforts. Commissions are typically received within 1-7 days after application submission and policy issuance. It is important to note that no agent's success, income, or production results are typical or guaranteed. Your level of success will depend on various factors, including your work ethic, adherence to our training and sales system, and the insurance needs of clients in your chosen geographic areas.

Why consider joining our team?

We genuinely care about our clients, and due to the nature of our work, they often become like family. The services we provide are crucial to our clients, and they seek our expertise to protect their families and assets. While we recognize the privilege and financial opportunity this role offers, we value time above all else. Time with family, traveling, pursuing passions, and creating is essential, and we believe in living a life that transcends work obligations. Enjoy the freedom to set your own schedule and work from anywhere (full remote accessibility), achieve financial independence, and gain control over your income. Benefit from exceptional mentorship from top industry leaders and ongoing personal and professional development.